IDFC Bank — To reduce the monthly EMI of my loan amount

Address:

visakhapatnam

Dear sir/madam,
Good morning/evening,

I Mutchupalli Ganesh Kumar, Recently from IDFC BANK, I received a loan(personal loan) of Rs. 2, 07, 405.00/- from IDFC TELECALLER bank service. i need to pay this amount in the tenure of 36months(3 years). i want to reduce the monthly EMI and RATE OF INTEREST(R.O.I) per month. The net disbursed amount is RS. 1, 89, 876.00/-

The Rate of interest by bank is very high.so pls reduce the monthly interest and EMI. I received the loan on 20/11/2022. My monthly EMI is RS. 8544.00/-

So, I want to reduce rate of interest(R.O.I.) and monthly EMI, Because of lack of money impact on daily wages.

Requesting to the bank manager, to PLS reduce the rate of interest and monthly EMI, I can afford up to Rs. 6000/-

IDFC BANK
loan account : 97450286
MUTCHUPALLI GANESH KUMAR
MOBILE: [protected]
VISAKHAPATNAM