IFFCO Tokio General Insurance — Receipt of less amount than the claim

Address:

Pune

On january 03, 2020, i have gone through bi lateral hernia surgery, in pune
And received bill of 1, 28000. From the hospital, where as insurance company approved only 40, 000 and rejected the remaining amount saying that the caping for harnia surgery is 40, 000 for one surgery.in my case two surgeries were taken place bi lateral hernia.

Now i want to request that insurance company can pay me 80, 000 for these
Two surgiries.