India Ai Credit Cash Loan — Refund problem

I have applied loan rs 50000, they charge me in total of 47250 rupees which I have transferred them, but no useful, they put me on high risk customer and not lend the loan amount. So they demanded me the said amount. And they said ready to refund, and signed an official letter from company and no more fees will demand after the last payment and refund will come to me within 3 minutes, 3 days has been over. Money don't come to my account till now. Fraudsters. Don't believe these people I gonna file a case against them
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