Iifl is currently charging 9.65% for my home loan. But current market rate is 8.35 onwards. I have requested them to reduce the rate of interest. But they are demanding 5000 plus service tax for this. Also they are telling they can reduce only up to 8.65%. Mine is floating rate loan and loan agreement never talk about any charges for rate reduction.
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Jul 24, 2017
Complaint marked as Resolved
India Infoline Finance [IIFL] customer support has been notified about the posted complaint.
Verified Support
Jun 21, 2017
India Infoline Finance [IIFL] Customer Care's response Hareesh Sir,
We request you to kindly share your Loan No. & Contact No. so that we can arrange a call back from concerned Department. Else, requesting you to kindly mark a mail to [protected]@iihfl.com or you can contact our officials on[protected].
I have a home loan from IIFL. I approached for an interest revision, as every bank is offering from 8.35% pa. They asked me Rs.5000 to reduce it. On phone they even confirmed the ROI as @8.35% per month. But when I refused to pay, now the ROI is 8.85% pa. in 2016 also they charged me Rs.5000 reduce the ROI. Also i found a lot of discrepencies in the account statement a lot of penal charges are mentioned.
Kindly share your Loan No. & contact details so that our officials will contact you. Also, let us know with whom you are already co-ordinating for this so that we can raise the issue with the concern person.
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Kindly share your Loan No. & contact details so that our officials will contact you. Also, let us know with whom you are already co-ordinating for this so that we can raise the issue with the concern person.
Regards,
Team IIFL.