Indiabulls Dhani — One freedom card

The one freedom card is called as a credit card and has been asked to pay your credit back in three parts payment. But when we use the limits they ask back the complete amount to be paid back at there will at anytime. Thay are changing the policies like anytime they wish. Subscription fee was said to be one time for the lifetime. But the app is again asking for the subscription fee and added that amount also to the due amount. They are completely cheating the customers by showing up there policies in one way and once used, manipulating it at anytime at there wish.