Indiabulls Dhani — Scam unknown charges, reduce to cancel subscription

I see Dhani is charging me unnecessary amount every month as

EMI 1626+130+88

[protected]
3790 - 88

I have taken credit line of Rd 3790 and paying Rs 88 every month, and I see outstanding is rs 5022?

What is that rs 130 for?

I have no idea what is that rs130 for.

Call centre executive Nikita hang up when I ask for supervisor.

This premium membership for extra amount that you charge me everymonth is completely a Scam and fraud.