Indiabulls finance is a BIG FRAUD AND CHEATERS sitting in the market. I took a Home loan from Indiabulls in 2014 for 40 lakhs Home loan a/c no. is HHLDCP00207048, after they are charging the ROI of approx 11%as of now. With their own wish they will charge EMI of 34000, 35000 and also 38000 + EMI bounce charges + some Insurance amount(Which I never applied for). Customer Service is BIG [censored] HOLE, never bother to answer customer complaints.
I asked them to reduce the ROI which every other BANK or NBFC were doing but they are least bothered to answer any such request.
They will not allow you to transfer your loan to any other bank but will force you to pay the irregular amount (any amount of their choice) of EMI.
For basic query of Interest Certificate it took me for 2 months to contact customer service as they never answer call, still they were unable to provide Interest certificate or wrong format.
After all such crap, I stopped the EMI from past 4 months, now they have declared my loan as NPA and charging me 1100 per day interest.
Their recovery team calls for EMI amt with fake promises of reducing ROI or transferring loan. some AKSHAY from their NPA team called for reducing, I tried to contact Mr Akshay to discuss my loan but as usual, no one answered the calls till now neither a single reply for the messages I have done and its been 5 months now
AFTER SEVEN YEARS OF EMI PAYMENTS MY PRINCIPAL OUTSTANDING IS STILL 39 LAKHS...WITH ADDING MY OUTSATNDING EMIS AND THEIR CHARGES MY CURRENT O/S IS APPROX 42 LAKHS AND MY LOAN AS OF 40 LAKHS.
INDIABULLS YOU ARE A BIG GARBAGE DUMP, A BIG [censored] HOLE. A DUSCHEBAG, NASTY, UNETHICAL. YOUR MANAGING DIRECTOR IS A BIG CHEAT WHO IS RUNNING SUCH A FRAUDSTER COMPANY, YOU ARE BEGGARS WHO ARE EATING UP PEOPLE'S HARD EARNED MONEY. SHAME ON YOU.
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Indiabulls Housing Finance Limited.