[Resolved]  IndiaBulls — Transaction failed, money got debited,but not giving refund

Transaction failed while paying the one freedom card due and money got debited from bank account and i recieved email stating that the transaction is failed and if money got debited then that money will be credited back to bank account in 4-7 working days. But i didn't received any refund despite waiting for 28 days. I tried reaching support of dhani via email complaint and always they say that if money got debited then that will be refunded in 7-10 working days. Its been more than 25 days . I've written many emails to [protected]@dhani.com. At last i came to one conclusion that they dont to give me refund and they dont respond at all. All they do is cheating people by taking their money for failed transaction and not refunding my money . All they is [protected]@0% interest at it isn't true. They charge ₹300 as subscription charges. When we pay first its ₹300 but when we renew they charge Gst which is ₹53 . In this way they are cheating the normal people