[Resolved]  IndiaBulls — Wrong cibil reporting for dhani loan account CL09034947

Hi,

I do NOT understand how many more emails or phone calls do I need to make to Dhani before I am given a resolution on the matter. I have already made 100s of them and all i get is Work In progress ??? WTH ??

I will still try and make it simpler for you guys to get this sorted out ASAP.

1. You have WRONGLY REPORTED PAYMENTS AS LATE FOR Loan Account Number: CL09034947 BY 43 DAYS IN CIBIL & OTHER CREDIT BUREAUS (EXPERIAN, CRIF HIGHMARK & EQUIFAX) WHICH HAS TRASHED MY SCORE WITHESE BUREAUS.(I have attached the credit reports)

2. THE REASON WHY I DISPUTING THIS REPORTING TO CIBIL AND OTHER BUREAUS IS BECAUSE I WANTED TO MAKE THE PAYMENT BUT DHANI WALLET DID NOT ALLOW ME TO MAKE THE PAYMENT FOR THE "ONE FREEDOM TRANSACTIONS" AS THE WALLET LIMIT WAS REACHED AND INSPITE CONTACTING THE CUSTOMER SERVICES SEVERAL TIMES WITH THIS ISSUE NO RESOLUTION WAS PROVIDED TO ME. (Screenshot Attached)

3. I TRIED EVERY MEANS TO MAKE THE OUTSTANDING PAYMENT TOWARDS THE LOAN ID BUT THE DHANI WALLET DID NOT ALLOW ME TO UNTIL DECEMBER WHEN MY WALLET GOT INCREASED MAGICALLY AND THEN I DID MAKE THE FULL PAYMENT.

4. BECAUSE OF THE ABOVE MENTIONED 3 POINTS INDIABULLS DHANI SHOULD NOT HAVE REPORTED THE PAYMENTS AS LATE IN CIBIL & THIS HAS BEEN DONE WRONGFULLY AND ARBITRARILY.

5. I WANT THESE LATE PAYMENTS REMOVED FROM CIBIL AND OTHER CREDIT BUREAUS LIKE EXPERIAN AND CRIF IMMEDIATELY FOR THE Loan Account Number: CL09034947.

6. KINDLY REFER TO POINT 5, MAKE SURE YOU REMOVE THE LATE PAYMENT RECORD FROM CIBIL ELSE I AM GOING TO RBI & BANKING OMBUDSMAN.

Hope I have been able to make these explicitly clear to you what is the issue here and asking you to remove the Late payment record from CIBIL for the said Loan Account Number: CL09034947. REMOVE THE LATE PAYMENT, JUST DO NOT UPDATE THE LOAN ACCOUNT PAID OFF AND CLOSED INSTEAD OF REMOVING THE LATE PAYMENT INFORMATION THAT YOU HAVE UPLOADED IN CIBIL, EXPERIAN AND OTHER CREDIT BUREAUS.

Is This Clear enough Now ???? I have attached the CIBIL report and the Experian Report where you can find that Dhani has informed the Loan Account Number: CL09034947 as LATE by 43 days for NO fault of mine since you have NOT been able to collect the payments.
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Apr 5, 2022
Complaint marked as Resolved 
IndiaBulls customer support has been notified about the posted complaint.
Verified Support
Jan 01, 2022
IndiaBulls Customer Care's response
Dear Customer,

Our team tried to contact you but could't get through. We request you to provide an alternate number via DM m.me/dhaniapp One of our representatives will contact you shortly in this regards.

Neha, Team Dhani
Verified Support
Jan 21, 2022
IndiaBulls Customer Care's response
Dear Ray,

We understand that our team is in touch with you and assisting you in this regard. Please let us know if we can help you with anything else.

Neha, Team Dhani
Verified Support
Feb 01, 2022
IndiaBulls Customer Care's response
"Dear Customer,

We understand that our team got in touch with you regarding your query and shared the requisite information. Do let us know if you need assistance with anything else.

Jatin, Team Dhani"
Verified Support
Feb 05, 2022
IndiaBulls Customer Care's response
"Dear Customer,

As per our telephonic converstion we are looking into your concern on priority and will get back to you with an update shortly. Appreciate your patience

Jatin, Team Dhani"
Verified Support
Feb 08, 2022
IndiaBulls Customer Care's response
"Dear Customer,

We do understand that just expressing words would not help. However, we would like to assure you that we are working continuously to ensure that your issue is resolved at the earliest.

Jatin, Team Dhani.
Verified Support
Feb 22, 2022
IndiaBulls Customer Care's response
Dear Customer,

We do understand that just expressing words would not help. However, we would like to assure you that we are working continuously to ensure that your issue is resolved at the earliest.

Neha, Team Dhani.
Verified Support
Mar 04, 2022
IndiaBulls Customer Care's response
Dear Customer,

This is taking longer than usual. Please allow us some more time request your patience in the interim.

Neha, Team Dhani.
Complaint comments 

Comments

So the late payments from CIBIL has still Not been removed.

This was something that was getting resolved on priority & was promised to me is already done.

Now not only it is still not resolved, this issue but you guys have stopped calling & giving me updates about this as well ??

Can you call me & update why has you relevant team still NOT removed the late payments & corrected the DPD to “0” even after promising to get that done a ton of times ???

WHEN will this resolve & the late payment get removed & the DPD get corrected to “0” ??? Can you please let me know & update on the same ??? I have been waiting for over 2 months now.

Kindly call me & let me know when will this resolve & the DPD get corrected to “0” - I even sent you a fresh CIBIL report in 7-8 different times. Pleaseeeeeeeeeeeeeeeeeeeeeeee resolve this, it has been going on for over 2 months !!!
"Dear Customer,

This is taking longer than usual. Please allow us some more time request your patience in the interim.

Jatin, Team Dhani"
shininrays's [Complaint's author] reply, Feb 19, 2022
Hi,

If I remember correctly did you guys not promise & confirmed that this wrong DPD reporting in CIBIL & EXPERIAN has already been rectified for the months of October & November & the late payments have been removed when end of the month January CIBIL updation by your relevant department ??

Yet it is coming to end of February & the wrongly reported late payments & DPD for Oct & NOV 2021 is still reflecting in CIBIL. Dhani totally TRASHED my CIBIL & EXPERIAN for being a good loyal customer to you guys !!

You CIBIL department just does NOT give a damn about what happens to my sufferings for something that is NOT even my fault & they are just playing GOD while here I am begging & pleading you guys month after month to correct something that should NOT have been there in the first place !! Neither we can contact them by via any channel nor they care about us since we are NOT celebs whose complaints get dealt in NO time !!

Seriously it just takes a moment to correct the CIBIL if the intention is there but seems like you guys just want to keep me suffering for NO FAULT OF MINE !!

CHECK MY ACCOUNT, I GIVE INDIABULLS DHANI BUSINESS IN LAKHS EVERY MONTH WITHA PERFECT PAYMENT TRACK RECORD, THESE WRONGLY & WRONGFULLY REPORTED LATE PAYMENTS WILL EVENTUALLY DROP OFF BUT YOU WILL LOOSE A CUSTOMER LIKE ME IF THIS DOES NOT GET SORTED BY THIS MONTH. I PROMISE DHANI THIS !!

If you guys SERIOUSLY MEAN a word that you have said till now or the promises you have made, get the CIBIL corrected instead of just buying time by repeating the same thing time & over again !!
shininrays's [Complaint's author] reply, Feb 23, 2022
It's impossible to trust what you guys are saying here. I have been chasing this up with all required proof & information for the last 3 months. CIBIL just twitted me (I have attached the screenshot) that Dhani is NOT even RESPONDING to their dispute request !! How can I even trust a single word that is being said here ??

This has been ON-GOING for the last 3 months yet you have shown complete DIS-REGARD to my problem & the situation in every sense possible !! Even CIBIL is tweeting saying that they have been UNABLE to get a response on the matter from Dhani yet you are telling me you guys have been working relentlessly on this for the pst 3 months !!??

Dos correction of wrong reporting in CIBIL take 3 months to resolve ? Also what kind of behaviour is this NOT even responding to CIBIL over the dispute so that the matter is resolved ?

Next I will take I will take this to court & claim for all costs too if you do NOT resolve it for me immediately. Enough with all the fake promises for the last 3 months !! Trust me I will do It !!

You guys have wronged me in every sense & have harassed in every sense too !!
shininrays's [Complaint's author] reply, Feb 23, 2022
It's impossible to trust what you guys are saying here. I have been chasing this up with all required proof & information for the last 3 months. CIBIL just twitted me (I have attached the screenshot) that Dhani is NOT even RESPONDING to their dispute request !! How can I even trust a single word that is being said here ??

This has been ON-GOING for the last 3 months yet you have shown complete DIS-REGARD to my problem & the situation in every sense possible !! Even CIBIL is tweeting saying that they have been UNABLE to get a response on the matter from Dhani yet you are telling me you guys have been working relentlessly on this for the pst 3 months !!??

Dos correction of wrong reporting in CIBIL take 3 months to resolve ? Also what kind of behaviour is this NOT even responding to CIBIL over the dispute so that the matter is resolved ?

Next I will take I will take this to court & claim for all costs too if you do NOT resolve it for me immediately. Enough with all the fake promises for the last 3 months !! Trust me I will do It !!

You guys have wronged me in every sense & have harassed in every sense too !!
Account no :-CL26079193 is reflecting on my credit score as not paid but i paid long time age phone no :- [protected] plzzz help I lost -130 credit score because of this why is this still ACTIVE plzz help

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