Indusind Bank — credit card settlement

Iam a indusind bank credit card holder i was not able to make the payment frim last six month due to i lost my job and due to the medical issue in my family so finacial condition of my family is not good and i ask for the settelment one of there lawyer ajay rana call give me a threat for arrest warrant and ask me to pay the settment amount of 80000 in 2 days time which i cannot pay he continue to harrsed me about the payment i told me i cabnot pay this amount and i told him i will speaj with the bank beacuse from 6months its all the interest and total limit of my card was 1 lakh and still asking to make the payment for 80000 for settlemnt i again give me the threat for jail please get this stellment as i cannot pay this much amount i can pay 50000 in one shot he again threating me one if the ecxecutive from his office called my wife and to threat her as well i would like to say u canot do this to any one