[Resolved] Ing Vysya Consumer Finance — Bloodsucking Bank in India | |||
ING Vysya is by far the worst bank in India and it should be closed down soon and no doubts in this. The ROI was 9.25% when i had received the loan sanction. I had given bank cheques for EMI amount as mentioned in Loan Sanction letter. I religiously paid for 4 years and one fine day they called me asking that I owed 2 lakh INR in dues and that I had to pay that penalty due to the increase in ROI. Well I agree to a certain extent that the ROI increases/decreases based on policy revisions. But Hello !! the ROI when they informed me was 15.25% !!! Bloody more than a personal loan. That is when I took them to task as to why ING Vysya charges more than other banks. They quietly decreased that ROI to 11.35% without any protest. But what I had not realized was that they were charging me @ 15.25% for a whole bloody year. Also they said they had waived off the penalty but soon I found out that they had in fact added this amount of 2 lakh INR to my loan !!. so I'm sitting here royally screwed and pissed with this bloodsucking institution called ING Vysya. These guys lack necessary ethics to run a bank or at the least inform the customers when the ROI is shooting up or down. But where on earth you get to see such cheapskates like ING Vysya to loot your hard earned money in such unprofessional way.Overall its my mistake to go to these guys for a loan. And I'm paying through my nose for my mistakes. Dejected Customer from Bangalore Was this information helpful? | |||
Complaint marked as Resolved
Verified Support Jul 09, 2014 ING Vysya Bank Customer Care's response Hello Srivatsa Haridas, We are sorry for your experience. Can you please mail your account number and contact details to [protected]@ingvysyabank.com to help you further. Regards, ING Vysya Bank Ltd | |||
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Plot No C/12, G Block, Bandra Kurla Complex, Bandra East, Mumbai, Maharashtra, India - 400051
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