[Resolved]  Birla Sunlife Insurance Company Ltd. — miss sell of policy

To Date:08.09.2013,
Birla Sunlife Insurance Company Ltd.
G Corp Tech Park ,6th Floor ,Kasar Wadavali
Ghodbunder Road, Thane -400601
Sub: Miss ell of policy No[protected]

Respected Sir,
I would like to informed you that myself Mr. Bapi Roy, staying in 619,
Shibrampur, K.D. Road, Kolkata: 700 061.
My complain is against Birla Sunlife Insurance Ltd. Because I had
purchased one policy (Pol.no:[protected] in 2008 and agent’s name is
Mr. Akash Deep Chatterjee. This agent was misguide & miss ell me about
the features of this policy that time he say that this policy is a
Fixed Deposit policy so you need to pay a single premium and after
maturity of policy, you will receive a good amount that is why, I
purchased the policy of Birla Sunlife Incurance.
But, I received a letter after one year where in this was written that
I will have to pay premium every year. Thus, I was surprised to read
and see all this things and released that I am cheated by the agent of
Birla Sunlife Insurance in 2008. Thus, there are some steps which are
taken by me to solve the problem and get back my investment.
1st I tried to contact that agent but he had changed his mobile
number. So, couldn’t.
2nd I tried to complain verbally and in written to the branch office
(Kolkata) of Birla Sunlife Insurance. But, I did not get any positive
feedback yet from there.
3rd I complained to customer care of the company and complain no: Ref
no[protected] dated 21/04/2009 but do not get any
kinds of positive feedback from there.
Thus, I had taken lots of steps to solve it after received the letter
of Birla Sunlife Insurance. But there is no positive feedback yet from
there except harassment. But now, they are replying to say that my
policy is lapsed so, your complain is meaningless on policy. Your
policy’s is not eligible to get maturity amount.
Therefore, I am submitting my complain through this letter. Because, I
want to get back my investment amount on justice, because Birla’s
agent cheated me.
Thus, I am requesting you. Kindly assist me and do the needful things
as soon as possible.

Thanking you
Complainer
Mr. Bapi Roy
Mob. No: [protected]
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Complaint marked as Resolved 
From: BSLI Customerservice Date: Thu, 19 Sep 2013 08:43:40 +0000 Subject: Policy number 001691355 Reference number 34640090 To "[email protected]" Dear Mr. Roy, This is in reference to your concern registered with us regarding your captioned policy. We would like to inform you that your policy was issued as per the application and illustration received by us. In case, you wish to opt for any amendments you can do so under the Free Look option, that is within 15 days from the date of receipt of the policy document. We noticed that no concern was raised within the Free Look period post receipt of the policy document. Hence we are unable to comply with your request to cancel the policy. Further your policy has been terminated on June 06, 2009 due to non receipt of the revival requirements in last two years of lapsation. Since Cash Surrender Value is nil in this policy, no refund amount shall be paid to you. The email id [email protected] is not registered in our records hence we are unable to provide any financial information or accept requests due to security reasons. To register the same we require Policy Service Request Form (PSRF - attached) duly filled and signed along with the valid photo id proof. If our response is not as per your expectations, please feel free to write to our Grievance Officer at [email protected]. In case we do not receive a reply within 8 weeks from the date of our response, your concern will be considered as resolved. In case you require any information or assistance, our customer service executive would be glad to help you. Please feel free to get in touch with us at your convenience on the touch points mentioned below.
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