Kapil Chit Funds — Fraud in offline Auctions

It's clear that fraud is going on in offline chit .since 4 months I have been participating in auction with the help of agent.every time agent said there is a demand ..so finally I lifted the chit but in the next month there is a 72, 000/- high in the auction which never happened in entire 35 months. And u asked why there is this much difference.i was told that this time there is no demand ..literally these guys are eating our profits and delaying the cheque issue process even after lifting the chit. I am not satisfied with Kapil at all .. currently total 6 chits are running of my family I will not suggest Kapil to any one ..

THERE IS A FRAUD IN CHIT OFFLINE MAY BE IN ONLINE AS WELL.