LIC HFL — increase in rate of interest

Address:

UMAPATI CHS LTD 503 A TYPE B WING, KHADAKPADA, KALYAN - 421301, Thane, Maharashtra, 421301

I have taken the loan on 2017 from LICHFL and at that time the interest was 8.35. Now it is 09.05 and as per my knowledge RBI instructed the banks to reduced its ROI as per Notificattion No RBI/[protected]/33 FMOD.MAOG. No.134/01.01.001/2019-20 August 7, 2019, but LICHFL is not reducing instead they are increasing for existing customers. Paying at the interest of 09.05% is every expensive. In last 3 yrs 03 times ROI has increased but does not reduce for existing customers and offer lower rate for new customers.. Please any one from this forum advice what i can do in this instance.