Life Insurance Corporation of India [LIC] — Death claim rejection

Address:	400083
Website:	www.consumercomplaints.in/new_complaint

My husband had taken 3 policies of lic nos[protected]/879/[protected] in 2008 ND 2007 were in it was medical policy medical was done in 2008. My husband expired on 8/3/2011 by cancer and when we approached lic for claim the company rejected the claim stating reasons like operation of young not mentioned with right neck dissection and tobacco habits, but as per the questions answered on form it was mentioned yes to question 11b were it is asked about operation. And my husband ate tobacco in 2010 not prior to that. I m a suffering widow with 2 kids and because off lac am having nowhere to live for their survival also. I need to raise this to the highest authority. As most lac officers whom I approached says give us 1, or 2, lacs and we will get the claim cleared. If medical check up was done before taking policy how could my husband hide things