[Resolved] Hinduja Leyland Finance — Hinduja Finance - Worst service in Two wheeler loan | |||
I got two wheeler loan from Hinduja Fin, and agreed to pay loan as 10 EMI. I have provided 10 cheques for 10 months, First two month, it went fine. Third month, they didnt draw money from cheque. They just come back to me and informed as there is a cheque bounce due to insufficient money, but it was totally false. I always maintained money in my account for this EMI. and i was forced to pay extra Re.35/- for this. And, In 4th, 5th, 6th month, they didnt use my cheque to take any money from my account. I have contacted the Hinduja finance person who is available in the Two wheeler show room, they just note down my mobile number. But i maintained the enouth last 3 EMI in my account. I got a call at 6th month as i didnt pay for last three month EMI, i have told the same, as Last three month EMI was not taken and i told that i have informed this to Hinduja fin person who is available in Two wheeler show room, but they didn't convince asked me to pay with interest of Re. 882/- extra. Plus, they told the cheque was not cleared as it is not comply with CTS cheque. They would have informed me at the 3rd month itself. but they informed this reason in 6th month. then have paid the last 3 EMI in Cash, but i do not likely to pay the extra amount of 882, because it wasn't my fault. If they informed me at early, i would have paid the amount through direct cash. Then i have asked them to collect the money through cash, and told to return all cheques. As i told, they collected the 7th month EMI by cash, and i stopped the 7th month EMI cheque through online. In 8th month also, they collected the EMI though cash, at the same time, they cleared my 8th month cheque. I reported the same and they have refund the EMI by cash. Last month, I got a letter to pay 7th month EMI as the cheque was bounced. I went to Hinduja finance office and provided the 7th month reciepts as i paid through cash. they agreed with that. But they called me and asked to pay Re1548 /- as it was the accumulated interest of 4, 5, 6 month payment. they are not convincing whetever i say. I m facing a bad experience with Hinduja Finance, mainly because they are not communicating the actual scenario properly, Instead, they are trying to accumulate interest. I never refer any one to go loan to Hinduja Leyland Finance. Was this information helpful? | |||
Aug 14, 2020 Complaint marked as Resolved | |||
 4 Comments | |||
Comments
Sir, My name is A.Bhaskar Rao, i have purchased
Hero Glamour from Hinduja layland finance Guntur branch (Andhra Pradesh)
with vehicle no AP07 BP 9986 under monthly installment and i have
cleared all the amount through cash and cheque's and it had been 1year
but i haven't received my NOC till now.In the earlier i
informed them that not togenerate cheque's in bank because i personally
went and paid the amounts but still they generated it bank.I have
complained the related authorities regarding this but they didn't
respond to it .so you people please enquire about this issue and give me my bank cheque's and NOC certification.
Hero Glamour from Hinduja layland finance Guntur branch (Andhra Pradesh)
with vehicle no AP07 BP 9986 under monthly installment and i have
cleared all the amount through cash and cheque's and it had been 1year
but i haven't received my NOC till now.In the earlier i
informed them that not togenerate cheque's in bank because i personally
went and paid the amounts but still they generated it bank.I have
complained the related authorities regarding this but they didn't
respond to it .so you people please enquire about this issue and give me my bank cheque's and NOC certification.
Ya right no cordination between employess and they not listning there customere bogas service.
My name is Christopher Swamy Customer Code MHTW01626027 would like to would like to update about the cheating and fraud done by the sale executive of Hinduja Finance from two whileer section.
Executive Name: Dinesh Mobile number:[protected].
I have taken ACCESS 125 Bike from hinduja finance dated 27/08/2014 it was told to me on every 5th my ECS would be deducted, my first instalment amount was kept till 27th of that month, however the same was not deducted. And on 29th you guys put the ECS and my ECS was bounced. Their after this fraud person Mr. Dinesh kept calling to pay the EMI which was bounced.
I didn't had money to pay him at that point, but i started get threat calls from his team, however i managed to sell my gold ring and paid the amount to his person who had came to my office. Dines didn't send the original receipt with that person, it was only a peace of hand written paper, when i asked that thief that its not the valid receipt, he said our system is down hence we could not give it, don't worry we will updated the same.
This thief till date has not updated it and now he is denying the same, please check all my record there is no single ECS bounces in my account.
Till date i was not been updated about my ECS bounced i applied for the personal loan now from other bank, i came to know my Cibil score has gone done because of this thief not updated the details.
No one from your team called and told me your ECS is not updated, that thief called and given me threat calls to pay the EMI at that time, why could not he call and inform me about this thing.
Now he is asking me to pay the EMI again with interest, really this kind of cheating is done from such an brand company like HINDUJA FININACE LTD.
I don't mind paying again but why should i pay when i have already paid that instalment. I wont be paying it again
Please i need an action taken against that thief and correct solution to my CIBIL SCORE, and please remove that negative feed against my CIBIL SCORE. Else this feedback would be circulated in all the WEBSITES and consumer forum. Awaiting immediate reply.
Thanks and Regards
Christopher Swamy
[protected]
Executive Name: Dinesh Mobile number:[protected].
I have taken ACCESS 125 Bike from hinduja finance dated 27/08/2014 it was told to me on every 5th my ECS would be deducted, my first instalment amount was kept till 27th of that month, however the same was not deducted. And on 29th you guys put the ECS and my ECS was bounced. Their after this fraud person Mr. Dinesh kept calling to pay the EMI which was bounced.
I didn't had money to pay him at that point, but i started get threat calls from his team, however i managed to sell my gold ring and paid the amount to his person who had came to my office. Dines didn't send the original receipt with that person, it was only a peace of hand written paper, when i asked that thief that its not the valid receipt, he said our system is down hence we could not give it, don't worry we will updated the same.
This thief till date has not updated it and now he is denying the same, please check all my record there is no single ECS bounces in my account.
Till date i was not been updated about my ECS bounced i applied for the personal loan now from other bank, i came to know my Cibil score has gone done because of this thief not updated the details.
No one from your team called and told me your ECS is not updated, that thief called and given me threat calls to pay the EMI at that time, why could not he call and inform me about this thing.
Now he is asking me to pay the EMI again with interest, really this kind of cheating is done from such an brand company like HINDUJA FININACE LTD.
I don't mind paying again but why should i pay when i have already paid that instalment. I wont be paying it again
Please i need an action taken against that thief and correct solution to my CIBIL SCORE, and please remove that negative feed against my CIBIL SCORE. Else this feedback would be circulated in all the WEBSITES and consumer forum. Awaiting immediate reply.
Thanks and Regards
Christopher Swamy
[protected]
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No. 1 , Sardar Patel Road, Guindy, Chennai, Tamil Nadu, India - 600032
two- wheeler — Extra EMI
Dear Sir,my loan account is LTJAI[protected] .
i have taken a two whelear loan from icici bank under the step down scheme.
As per this scheme my first twelve installment should be 1929 and rest twelve installment should 1239 rs per month that's i need to pay & i have submitted post dated cheques of rupees the sum of -
1. [ 1929*12 ] + [ 1239*12 ] = Rs.38216
2. Down payment = Rs.20, 000
3. Bike on road Cost = Rs.51, 003
As per the Bank's statement i will prove that ICICI Bank have done a fraud with me because they had already taken 17 installments of Rs.1929 but it should be only twelve in number.
now i stop to pay my rest of installment..
All what was happened with me is not according to the commitment as it is well known " Bank has no right to deduct money more than the amount for which i have release post-dated cheques."
Now ICICI Bank send lot of notification for pending installments without settlement at my previous address that i have already left one year before and right now i am in delhi .
I have tried many times to contact customer care but nobody help me out .ICICI send Recovery peoples to my previous address and they create lot's of trouble for my family.