[Resolved]  LIC Housing Finance Ltd — Late credit given for payment of 1 lakh

Address:

Bangalore, Karnataka

I had made Rs.1 lakh payment towards refund of my Housing loan on 1st Sep 2012 by cheque. LIC HFL told me that since 1st working day, the system is down and hence no receipt was issued to me.

On repeated enquiries, I was told that my cheque was not encashed. On 6th Sep, the above cheque was debited to my account. Subsequently I took a copy of my pass book and later I was informed that the cheque was erroneously credited to somebody's account instead of mine.

After several trips to my Servicing Branch and Main Branch of the LIC HFL, finally credit was given on 29th Sep instead of 1st Sep.

Further, I requested them to change the credit date to 1st Sep, they said that they can't do that, but suggested that Rs.750 credit will be given to me.

Till date, nothing has been done.

Pl advice as to how to proceed ?