Mahindra Rural Housing Finance Ltd. — I want to foreclose my Mahindra home loan but are asking high amount

Address:2/136 KOTHAIMANGALAM PO PALANI TK DINDIGUL DT-624618
Website:www.mahindrahomefinance.com/locations

I want to foreclose my Mahindra home loan. But that company is telling me to pay my full 7 years EMI. I only took a loan of 150000. But now if I want to foreclose, they are asking for a settlement of 163000. But I have already paid 120000 till now.
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    2/136 KOTHAIMANGALAM PO PALANI TK DINDIGUL DT-624618
    India
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