One day I wanted to see how much personal loan i am eligible as I was about to purchase a land. I have logged in to Paisabazar and checked the same. Within an hour I started getting call from Paisabazar and asking me to give documents for applying loan. From initial discussion I was saying him that I want the loan which is having part prepayment option and without or less processing fee. He told hdfc will give loan, axis bank will give loan. He was applying for all these banks and I was getting call from the banks. When I ask hdfc guys about the processing fee and part prepayment is not available. Axis bank also called me and as I was not having an account with them they asked me to create an account. Just after axis bank call, pasiabazar called me and I told him that I don't have account and I will creat it after I reach Bangalore from my hometown. He then told me that he will apply in bajajfinserv as they provide overdraft loan which doesn't have any fee or any hidden charges but interest is more. They started calling me and asking for documents which I shared. within a hour they called again and shared a link where they ask me to select yes wherever needed. And the main thing is that, the link which they share will get expire in 5 or some mins so you don't have time to read the complete document. And they will send the link again and will hurry to sign it as soon as possible without even reading. As I was in hospital due to my daughters illness I couldnt read it properly too. When I got the loan they deducted 55k from my loan. I have raised a complaint and asked to cancel my loan. The Paisabazar guy and the Bajaj guy who made me to take the loan convinced me to continue with the loan with 30k returned(20k from Bajaj and 10k from Paisabazar) and after 6 months the loan amount can be downsized from 35 lac and can be closed with less closure fee. Once I retrieved the mail to cancel the loan Paisabazar guy says me that the amount from Paisabazar will be Amazon vouchers. And when I asked about the downsizing of the loan amount he says that there will be processing fee for that too.. it's not only my case, the same thing happened with one of my colleague but the amount was less for him so he doesn't want to complaint.
Paisabazar cheated me with loan. And with half information they are cheating many out there who are in need of some money. Please take some actions again them on cheating the customers by giving half information and also for applying loans on behalf of the customers without their concent. Was this information helpful? |
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