[Resolved]  Pasupati Finance — personal loan offer

Pasupati finance has called me and offered me a personal loan of rupees 5lakhs and said to deposit 14500 for insurance charges and so on different different charges i have paid up to 1.2 lakhs which are refundable but i did not receive any loan until now one year is going to complete all phones are switched off i have an xerox copy of one member passport of that company they have sent me that he is coming to visit your home for complete address verification and pay you half amount by hand then and there only please suggest me a solution to this