Payme India — unethical behavior and charges

Address:	5th Floor, A- 42/5, Devasthali Corporate Tower, Vishwakarma Rd, Block A, Noida, Uttar Pradesh 201309
Website:	www.paymeindia.in

I took loan from payme india financial services, its a little amount of rs.4000 but due to covid-19 endemic, i paid addition rs.786 for adjournment of loan to next date but now they came up with rs.2500 late payment fee charges extra in the lock down period. I talked to their representative but they said that we have your phone book details, your messages details, if you not paid entire amount they will call on my contact which is purely against law and its again data theft from my mobile according to it act. Its almost 2 m months gone but which financial institute collect 50% interest in 60 days in the name of late payment charges, where as they already know that a national emergency was going on, and almost every one affected financially, mentally etc. I am ready to give back my loan amount but is it reasonable to give 50%interest in 2 months when national emergency was declared?. This is very disappointing. Court should give them some serious guideline to these type of financial institutes.