PhonePe — Money credited to account other that I have shared to transfer

Address:

Bhekrai Nagar, Hadapsar ,Pune

Hello,

I have shared the Kotak QR code to borrow the money 1000 from my friend. He uses same QR code to send the money then money credited to HDFC bank which I am not using at all for transactions. And kotak is a primary account already set on Phonepay.

Further the money credited to HDFC then debited from HDFC as a pending Penaulty.
Is there any business relations between Phonepay and HDFC bank to collect money from people to run there business.

I hope my concern will be resolved. And what about the people who do not know about raising the complaints for such things then.