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Puma — Puma unisex cap returned but cant get any refund

Sir i purchased puma unisex cap but, i am not satisfied with this product because the product quality is very bad at that price. so i want to return the product. after returned the product i cant get any refund .they tell the refund will be get through online method but i didnt have any bank account or no online transaction method to get refund .how to get my refund please help.
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