Punjab National Bank [PNB] — fd amount not credited in my account

Address:	421501
Website:	PNB

Sir,

I am atul kulkarni retired from indian navy dec 2011 my account is with punjab national bank cheetah camp mankhurd, mumbai maharashtra 400088, ifsc code: punb0620300 and my account no [protected] since dec 2011. The money credited in the said account is an retirement benefit which i have received in dec 2011 (Which is taxfree), which i have got for serving towards nation, out of which i have made fd with punjab national bank shop no. 1 & 2, upper ground floor, laxmi sagar apt. Near commissioner bungalow maharashtra ambarnath 421501, ifsc code: punb0609800 the copy of fd is attached for your reference please. 2012 to 2015 and 2015 to 2018 enclosed as encl 1 and encl 2 respectively.
Please see the maturity amount printed.

2. Since 2012 i am regularly filling form 15 but every time during maturity of my fd i. E 2012 to 2015 and 2015 to 2018 i found that my principle amount which is printed on my fd receipt are not deposited or given to me stating that interest is deducted and which is not true, it is accepted by the then cashier now retired shri prajapati and bank manager shri raju memane now not in ambarnath branch.

3. It has been observed that the refunds of deducted amount in 2012 to 2015 was credited to my account after complaining with ambarnath branch manager, which was crossed verified by present manager too.

4. Again this year a maturity time feb 2018 same is repeated and total of three fd rs 1837/= (Rupees one thousand eight hundred and thirty seven only) deducted from my fd and not refunding was the statement of ambarnath branch as he was not in charge / branch manager in that year. I. E.2015. But this time the amount was debited saying for 2015 year which is very wrong because i have submitted my form 15 every year you can see the security cameras fitted at bank for my visits. (As there was no provision for acknowledgement receipt in year 2015).

5. The telecomm with mr mani on[protected] with me undersigned informed him all narration how i have been cheated by your bank at ambarnath.
For information
(A) i am regular visiting customer because i have initiated my society account also in same bank and i am the treasurer for the same.
(B) i was the first person to raise my volume for smoker smoking near to branch and branch atm with circle inspector zone 2 but still during all this period till my maturity no staff of bank nor the then manager have spoken to me regarding my non submission of form 15 any of the year till 2018 feb.
(C) even during demonetisation the cash of rs 1000 and 500 were deposited in my account and the society fund in society account

6. You are requested to look into the matter and money is to be refunded to my account as earliest as possible with interest.

Regards
Atul kulkarni
[protected] / [protected]

Encl (1) 03 black and white fd certificate 2012 to 2015
(2) 03 colour fd certificate 2015 to 2017
You see both time maturity amount

Copy of fd from 2012 to 2015 page 1 of 2

Copy of fd from 2015 to 2018 page 2 of 2