Punjab National Bank [PNB] — Request for not deducting the minimum due amount payable for the credit card from my linked account

Dear PNB,

The details of my Credit Card are as follows:
Card Number: [protected]
Card Holder Name: Sonia Amoli

The payable amount for above credit card number is 68011.42/- INR for the month of November with a minimum due of 21411.99/- INR . Although auto-debit facility has not been enabled for my account, this minimum due has often been deducted from my account on previous occasions, without my consent . I presume that this happens due to non-payment of dues for a continuation of 3-4 months.

Presently I am facing certain financial issues and find mysel[censored]nable to pay even the minimum due amount. I am considering the possibility of restructuring my card payment on EMIs as per the new RBI guidelines. I still don't know whether I am eligible to avail this facility. Request you to kindly consider my present condition and not deduct the amount from my linked account, for this month at least, otherwise I will be facing a lot of trouble.

Please look into the matter and do the needful. I would be thankful.

Thanks and Regards,
Sonia Amoli
Mob no. [protected]