Reliance Nippon Life Insurance — Demanding money for agent code deactivation

Website:www.reliancenipponlife.com

Hello, I have enrolled for a policy by Reliance Nippon Life Insurance and its been 3 times I have paid the premiums till now. Policy is still going on but I have received a call today stating its from Delhi office main branch.
Lady on call told me that my policy has a bonus amount of around 1.5 lacs every 2 years and some of its portion will go to agent as the policy was taken from agent.

In order to deactivate the agent code from my policy I have to Rupees 55000 so all the bonus benefits will be sent to me and not the agent.

Why should I pay Rupees 55000 to a company just to change the agent code?
Also, if this is a fake call then how does that lady has all my policy details?? Is there a data leak from Reliance Nippon Life Insurance??

Please clarify.

Regards,
Manoj
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