Reserve Bank Of India [RBI] — Complaint regarding fraudulent loan sanction and embezzlement of funds

To,
?The Regional Manager
Union Bank of India,
Regional Office, Azamgarh (Uttar Pradesh).
?Subject: Complaint regarding fraudulent loan sanction and embezzlement of funds.
?Sir,
?I, Rakesh Maurya, s/o Subhash Chandra Maurya, resident of Village Baraipur Jolhapur, Post Kandhrapur, am an account holder of your bank. My savings account number is [protected], maintained at your Madhuban Kandhrapur branch.
?Through this letter, I wish to draw your attention to a serious fraud committed by the Anwarganj, Azamgarh branch:
?I recently discovered that a Mudra loan was sanctioned in my name from the Anwarganj branch in the year 2024, only after a 'hold' was placed by the bank on my other savings account (located at the Madhuban Kandhrapur branch). The shocking part is that although I had visited the Anwarganj Union Bank branch to apply for a KCC (Kisan Credit Card), I never signed any documents. Furthermore, I do not own any land in my name, yet a KCC or Mudra loan was sanctioned. Without my knowledge or consent, the funds from this KCC/Mudra account were withdrawn and transferred to another person's account.
?When my savings account at Union Bank Madhuban Kandhrapur was placed on hold, the Branch Manager informed me that a KCC or Mudra account was being operated from another branch. Upon his advice, I visited the Anwarganj Union Bank on April 2, 2026. There, under the pretext of removing the hold, they made me sign approximately 25 to 30 documents, including KYC and renewal forms. This is a direct case of fraud committed through the collusion of the Bank Manager and concerned officials.
?Due to this forgery, I am facing severe mental and financial distress.
?I request you to:
?Conduct an immediate high-level inquiry into this fraudulent loan.
?Investigate the details of the account where the money was transferred and take legal action against the culprits.
?Immediately lift the 'hold' on my savings account and discharge me from this fraudulent liability.
?I am also marking a copy of this letter to the Superintendent of Police (SP), Azamgarh, and the Banking Ombudsman. I hope for your swift action on this matter.
?Loan ACCOUNT: [protected]
Enclosures: Photocopy of Aadhaar Card, Photocopy of Savings Account Passbook, Transaction Report.
?Applicant:
Rakesh Maurya
Mob: [protected]