Reserve Bank Of India [RBI] — Current KYC policy need to change to digital

I am living in USA for 22+ years and working with Government Sponsored Enterprise, Freddie Mac.

As per your RBI guidelines, Indians Banks need to have KYC documents from non-residents Indians customers in every two years for high risk customers.

I do have American passport valid for 10 years, US Virginia state driver's license valid for 10 years. OCI card issued by Govt of India never expires, Indian PAN card never expires.

If there is no change why I need to submit KYC in every 2 years?

In digital age RBI must allow to upload self attested KYC in bank website(not to courier to Branch ),
Current RBI policy to send KYC in every 2 years to branch in India, that cost me almost US $100 (include notary and courier).

RBI need to revisit this policy and allow us to upload KYC in bank account website.

Thanks
_Amrita Kumar Deb
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Not only for NRI customers for resident customers also we are expecting online KYC and RBI customer care not considering though RBI mentioned it is mandatory

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