Reserve Bank Of India [RBI] — excessive rate of interest charged by gic hfl since last 5-6 years.

Dear sir/ madam,

I'm writing a complaint on behalf of my home loan account in gic hfl a/c no. G0106973 new delhi.

I took home loan from this organization in march 2012 on 12.5% rate of interest (Roi).in respect of the roi, they didn't disclosed it before providing the loan. Apart of that they also forced me to sign over an insurance amount as a recovery. I was bound to do because i didn't had choice or big time span.

Lateral in oct-2012, i gave 1% of principal amount to reduce the roi upto 10.95% for 5 years.

Though the 5 year time span has been over, still they are charging 10.95% roi.

Today i had conversation with one of the executive of gic hfl and advised me to approach the bank and pay some amount for never roi.

I request you please help me from this kind of banking, it's really too much for me to pay.