Saraswat Bank — home loan

Dear Sir.. I had approached your Gadkari Chowk branch for home loan of about 30lakhs for a property in Pune worth around 60lakhs. I was told I was not eligible for the loan. I work in Merchant Navy as a 2nd Officer earning on an average about 2 lakh rs per month in a reputed shipping company.I have maintained a healthy bank balance with adequate investments . It is a norm in our field that all officers are recruited on contract basis and in majority cases they are retained after completion of contract. In my last 9 years of service I have changed my company only once and that also because this present company had better conditions of employment than my previous employer. It would be highly beneficial if you could train your loan officers regarding various professions that exist around. I was told by the loan officer that due to my nature of occupation and myself being a contract worker I am ineligible for loan which is very much insulting to me and my profession.Your bank stresses on being pro Maharashtrian and Saraswat... I belong to both categories. I am not asking you to reconsider my case as I dont want any relationship with an Institution which dishonours my profession. I can very well finance my loan from any other reputed bank who respect me my profession and are more than eager to finance me. I only wanted to highlight the pathetic and ignorant attitude of your staff. I sincerely hope that you train your staff better . Best Regards Angad Ajgaonkar