[Resolved]  Tata Capital — Fradulantly opened a Personal Loan in the name of Insurance against Property

Address:

Flat No 4/2, Block C Delux Complex Birati

To the Consumer Forum,

I am writing to register a formal complaint against Tata Capital for fraudulent activity. Tata Capital has opened a personal loan in my name under the guise of insurance against my property loan without my knowledge or consent.

I had approached Tata Capital for a property loan, and after completing all the necessary documentation, I received confirmation that the loan was approved. However, I got to know I had been approved for a personal loan as well.

I was shocked to learn of this loan as I had never applied for a personal loan with Tata Capital. Upon further investigation, I discovered that Tata Capital had opened this loan under the pretense of insurance against my property loan without my knowledge or consent.

This act by Tata Capital is a clear violation of my rights as a consumer, and I demand immediate action to rectify this situation. I request that Tata Capital cancels the personal loan and provide a full refund of any payments made towards it.

Furthermore, I request that Tata Capital takes immediate action to prevent such fraudulent activities in the future and implement better protocols to safeguard their customers' personal and financial information.

I urge the Consumer Forum to take prompt and appropriate action against Tata Capital for this fraudulent activity and ensure that justice is served.

My Home Loan Account No. TCHHL[protected] INR 600000 EMI amount : 3861/-
Personal Loan against property: TCHIN[protected] INR 22135/- EMI amount INR 498/-
Insurance details: TATA AIG [protected] amounting to INR 11, 257/-

Thank you.
Meha Maji
[protected]