We have taken a loan in the name of my father in law in the year 2019 and submitted all the documents. Tata capital emoloyee visited home as my father in law was handicapped. They got signed in few documents of insurance from my father. At that time i was not married.
They disbursed the loan and we sucesfully paid all the installment until his death in nov 2020 due to covid. Then after we get to know that the home insurance has been issued in the name of the co- applicant (my husband). We never received the home loan insurance copy too. They also accepted that its fault of their employee.
Now they are not ready for waive of even half of the home loan. They asked us to pay full home loan which is of 15 lacs. We are having financial issue now.
Tata home loan staff came to home for the recovery and forced us to pay.
Kindly look into the matter on priority & resolved
regards,
mansi chauhan
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