Oct 27, 2018
Updated by Gagan Deep Dhingra Dear Sir/Madam,
Greetings from the
Tata Capital family! We would like to thank you for choosing us as your financial partner.
We would like to inform you that since you have opted for Floating Rate of Interest for the captioned loan, any changes in the Prime Lending Rate ("PLR") have a direct impact in the applicable rate of interest for the loan plus/minus the spread prevailing at the time of sanction.
We wish to inform you that due to an increase in the PLR of the Company from 16.85% p.a. to 17.15% p.a., there has been a corresponding effect on the applicable rate of interest in your captioned home loan account. Kindly note that the revised terms applicable to the said loan are set out below and forms part of the Loan Agreement and other documents already executed between yourselves and
Tata Capital Housing Finance Limited as per
Tata Capital Housing Finance Limited Policy and Format:
Further please note that as per the terms and conditions of the captioned loan facility, the effect of interest rate revision is given on the tenure of your loan. In case you wish to avail the effect of the interest rate revision on the monthly installment amount, we request you to visit the nearest
Tata Capital branch, within 30 days from the date of receipt of this letter.
Contract No. 9969930
Particulars
Existing
Revised
Rate of Interest
8.7%
9%
Monthly Installment amount
17710
17710
Balance Tenure in months (as on 01-Oct-2018)
182
189
You will be able to download the revised repayment statements from our website www.tatacapital.com in the login section.
At,
Tata Capital we aim to be recognized for our customer-centricity and high standards of service.
For further details on you loan account please visit "My Account" section on our website www.tatacapital.com
Should you require any further assistance or details on your Loan account or any further financial needs / services, please feel free to contact us on[protected], anytime between 9:00am - 07:00pm, Monday to Saturday. You can also write to us at [protected]@tatacapital.com with details of your existing loan contract number.
Do visit our website www.tatacapital.com for further information on our products & offerings.
This is a system generated email from
Tata Capital Housing Finance Ltd.
Again the same the thing happen the senior team is not contacting me the junior one calling me only.
They don't have any proper knowledge and details regarding concern.
They are not aware of my issue they are not aware of concern even they don't know their own process and rules.
Some one is saying six months some one is saying 1 year
Whom do I believe this harassment.
I'll file a case against you all for the harassment and manipulating the customer with wrong information.
Forcefully you guys tooke the sign of our for the insurance loan we clearly said at time we don't want the insurance but you guys made us believe that the bank hai its own rule for it that if will not go for the insurance bank won't offer us loan and they will increase our ROI and you guys never told me or informed me that my ROI is floating or fixed and now you saying that it's written on the sention letter.
You guys cheated me and trying to manipulating giving wrong information and wrong pdf for my issue.
If you guys won't listen I'll file the case again you all for this mental toucher and harassment and manipulations I have all the proof and recording of you all.
I know you are a big company i have 1% chance to win against you all but I'll definitely try my best and file a compliment against you as you all the people who are working there are cheater for their target and incentives you guys forcefully manipulating us and giving wrong information's.
Please take some actions against it otherwise I'll stop paying the EMI and file the complaint also.
Name:-Vishal Maurya
Email id:- [protected]@gmail.com
Loan number:-TCHHL[protected]
This is scam...