Union Bank Of India — dishonoured demand draft by kotak mahindra bank for issue dd without authorized signatory/ | |||
Respected Sir, I have been issued Demand Draft of Rs. 900, 000/- on 25th Oct 2018 from SBI- Nilumbagh Bhavnagar RACPC branch against disbursement of home loan (H.L. Account No. [protected]). The Demand Draft No. 846657 has been dishonoured from kotak mahindra bank as “DD HAS BEEN ISSUIED WITHOUT AUTHORISED SIGNATORY”. Copy of the same has been attached herewith. SBI has been charging interest from the date of 25th Oct 2018 on the dishonoured DD / Non valid DD. We have received the dishonoured DD return on 27th Nov 2018 from Estate Manager Gujarat Housing Board-Bhavnagar. Immediately we submitted the Dishonoured DD to SBI with Return MEMO. Bank has made signature on the DD on 28.11.2018 and reissued the same DD on 28.11.2018. We request to SBI for charging of interest from the date of 28.11.2018 instead of 25 Oct 2018 as it is clearly bank’s mistake. Further the interest charged in to my account from 25th Oct 2018 to 28th Nov 2018 it should be reversed as bank has been charging interest on non-valid instrument. Was this information helpful? | |||
Union Bank of India customer support has been notified about the posted complaint. | |||
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