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United Bank Of India [UBI] — Money deducted wrongly

Hello I am Sourav Mukherjee... On 05/10/2020 time: 11:04:57 Rs.118/- has been debited from my Account No.[protected] due to some unknown reason. Sms came as "info : CPH/MMS chgs/UTBI[protected]".

what this charge means?

Please solve the issue urgently.
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