Vidya Lakshmi — Complaint regarding Vidhyalaxmi yojna not accepting UBI bank

Address: 602/314, Gali No-6, Geetanjali Park, West Sagarpur 110046

I applied for my daughter (Purvaa Garg)'s BTech (IPU) education loan on Vidya Laxmi portal Application ID A[protected] dated: 7-8-2025. I got a message from UBI bank that I should come to the bank with the documents. When I reached Union Bank with the documents, the manager said that they cannot give me the loan because my CIBIL is 561 and that too only because of one fraud transaction of Rs 26, 000/- whose investigation is going on in the cyber cell. UBI bank gave a second reason that my house is 7 kilometers away from the bank. Who will go so far for investigation. He also advised that we should apply for a loan in the bank near our house. My daughter's bank account is in the same Narayana branch o[censored]BI. Please advise what we should do.
Bhagwati Gupta
Mother of Purvaa Garg
Ph [protected]
[protected]@gmail.com
Was this information helpful?
No (0)
Yes (0)
 
Add a Comment

Post your Comment

    I want to submit Complaint Positive Review Neutral Comment
    code
    By clicking Submit you agree to our Terms of Use
    Submit

    Contact Information

    602/314, Gali No-6, Geetanjali Park, West Sagarpur 110046
    India
    File a Complaint