Vidya Lakshmi
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Vidya Lakshmi Complaints & Reviews

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Poulomi C
Dec 6, 2022
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Address: 122 Talbagan Baranagar, 122 Talbagan, Baranagar
Website: Vidya Lakshmi Portal

I have filled up the form provided for Loan and on 23rd of November 2022, I was updated that my loan is prima facie eligible. Its been more than 10 days now and i have not received any update. Kindly tell me what to do. I am in dire need of the loan....
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pasha sadath
Aug 11, 2022
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I have applied for education loan in September 2021 I queries more than 10 time's and I complied all the queries but in August 2022 the manager of the bank says the loan cannot be sanctioned by giving silly and funny reason due to lack of manpower and work pressure is this is the reason to give when government of India has given such huge facilities to students why this official are playing with life of poor students.
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    A
    Ambati.kavya devi
    from Rajahmundry, Andhra Pradesh
    Jul 26, 2022
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    Address: Ava road, Rajahmundry
    Website: Vidyalaxmi portal

    I applied my loan in state bank..
    That bank is imperfect to sanction loan
    So i made it rejected and want to apply in another bank
    Now in vidyalaxmi portal it is showing that rejected but unable to apply loan again in another bank
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      A
      Ambati.kavya devi
      from Rajahmundry, Andhra Pradesh
      Jul 26, 2022
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      Loan applied in state bank and rejected..want to apply in another bank now

      Address: Ava road ,savera bar opposite, Rajahmundry
      Website: Vidyalaxmi

      I had applied for my loan in vidyalaxmi portal in state bank.
      That bank is imperfect to give loan so i made it rejected and went to another bank to apply for loan..
      Now in vidyalaxmi portal it's showing that rejected and no option to apply again.....
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      suresh dvl.1971
      Nov 30, 2021
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      I have taken a education loan in 2019. In IOB. Now when I am trying for PG(mca) the system pops a message youcan avail only one loan in a Bank. I have tried with different login . It shows overwriden

      Kindly help to fill the form
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        S
        suresh dvl.1971
        Nov 30, 2021
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        I have taken a education loan in IOB in 2019. Now I am not able to apply for pg (MCA). Once I try to shows you can apply for one loan only in a bank.
        Kindly advice. Help desk is only waiting always your are in queue.
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          V
          Vijayverma64
          from Lucknow, Uttar Pradesh
          Nov 11, 2021
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          I was trying to apply for education loan of 4 lakh for my son who is pursuing graduation in B.Tech CSE. But i wasn't able to because it was not accepting anual income above 4.5 Lakh as my anual incom is 9lakh and hence i am facing difficulty. Please show me th path as to how to apply for this loan. Please reply as soon as possible.
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            A
            Abrm
            from KOLLAM, Kerala
            Oct 31, 2021
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            Address: ALUMMOOTTIL MARU SOUTH ALUMKADAVU PO KARUNAGAPALLY
            Website: vidyalaksmi

            Myself abhiram s is not able to apply for a new education loan via vidya laksmi portal, it is showing that 'the loan is already disbursed'
            actually I have one education loan currently and the repayment date has not yet began and I contacted the bank to enquire if they have any any objection to provide me a new loan and they assured that they have no issue for giving me loan and also they gave me a noc certificate
            I also mailed the vidya lakshmi along with the noc certificate and they did not responded yet I need this loan as soon as possible to pay my fees before the deadline
            [protected]@gmail.com
            ABHIRAM
            [protected]
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              T
              Titus Titus
              Oct 22, 2021
              Resolved
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              Resolved

              Address: 39/124, south street,Muthalagupatti, dindigul, tamil nadu
              Website: Vidhya lakshmi portal

              Dear sir/madam iam Titus jerald from tamil nadu, dindigul, my mail id is : [protected]@gmail.com. i applied an educational loan form and save it, next the option of choosing bank is not provide for me, plz resolve it
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              Oct 22, 2021
              Complaint marked as Resolved 
              [email protected] Ph no; 6383171910
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                P
                Portal
                Oct 4, 2020
                Resolved
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                Resolved

                I didn't get loan

                Address: Village jissori post mundali district meerut
                Website: Vidya Laxmi complaint forum

                Sir, I didn't get any response yet. Pliz help me to know what is the problem....
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                A
                AnkitaBiswas216
                from Mumbai, Maharashtra
                Apr 27, 2020
                Resolved
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                Resolved

                Address: Andheri east

                I applied to three banks for an education LOAN through Vidya Lakshmi on April 14, 2020. I wasted almost an hour to fill out the form and submit. After dropping mails, tweets, and what not to SBI, Bank of Baroda, and Axis Bank, I have been getting the same ### templatized answers.
                They are using COVID-19 as an excuse for their lackadaisical approach towards such important services like study LOANs.

                This is a matter of my admissions at one of the most prestigious colleges in India and the world. If I lose this admission due to this reason, I will make it my life mission to escalate this matter to the last level possible.

                My LOAN status is "Prima Facie Eligible" for all the three LOANs and following are the details:
                1) STATE BANK OF INDIA - 765673
                2) Axis Bank - 765674
                3) Bank of Baroda - 765676
                Aug 7, 2021
                Complaint marked as Resolved 
                Hi, please share your registered contact number and we will get back at the earliest. Regards, Team Axis Bank.
                We have escalated issues to the bank nodal officer.

                We request you to get in touch with bank for more information.

                Regards
                Vidya Lakshmi Team
                "
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                  A
                  abhilashs123
                  from Bengaluru, Karnataka
                  Apr 19, 2018
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                  I am Dental PG student of The Oxford dental College Bommanahalli, Bangalore.
                  I got the admission to the course in merit through NEET 2017.I have applied education loan on 17th Feb 2018 to three banks through Vidya Lekshmi(Username:[protected]@gmail.com).

                  I have not received any response from any one of the three banks(Union Bank Kottiyam UBIN0533670, Canara Bank Thattamala CNRB0001786, Federal Bank MayyanaduFDRL0002034).I am not sure the portal is in functioning or not as I have not received any response for my application the application.I already sent many grievance as well.Even I can see the govt also have access to the portal.
                  +1 photos
                  Hi Sir/Ma'am(abhilashs123),

                  We are sorry to hear about your experience. Your delight is very important to us. Kindly share your concern and contact details at [protected]@federalbank.co.in with your ticket number (7779) in the subject line so that our team can assist you.
                  Sir pliz help me. I didn't get any response yet.

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                  education loan - Comment #3742999 - Image #1
                  Sir, pliz reply me. I urgently need to pay my fee otherwise I can't give my exams. My university given me last date 10 October. Pliz ...

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                  I choosed a wrong scheme for which I'm not eligible . My branch has already rejected my application on Saturday i. e, on 7 aug, but still I'm not getting any update to apply a fresh . I also added grievance on the portal but no response received.

                  education loan - Comment #3877193 - Image #0
                  Never ever apply in vidyalakshmi portal they will never give you loan they play with innocent students
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