Vu Televisions — My tv is suddenly stopped after 2 years

Address:

Hyderabad

We are using VU tv last two years .. it’s too good and best .. but 4 days ago suddenly stopped, I don’t know what happened, technician was came, he told led light panal problem.. he will charged 20000, what I do...this is too much expensive..I’m middle class person ..my tv purchased instalment .. now how to I will pay ..please suggest that ..this is cheating VU company..last 20years I’m using LG TV, but still good working now .. that is branded tvs .. VU tv is not branded it’s my opinion