[Resolved]  Bajaj Allianz Insurance Claim Refusal For My Theft Car — Avoid Insurance from Bajaj Allianz

Address:

Raigad, Maharashtra

Dear all,
Insurance Policy No- OG[protected]-[protected]valid upto 21/03/13), Claim Intimation No- OC[protected]-[protected]dt 27/07/12).
I have purchased a second hand car 5months back from Deepmotor, Vashi, but the car was stolen with in 12days of the purchase. In this short period car was not registered on my name, just papers were ready & going to be submitted. I made FIR and after some time I mailed to the Police commissioner Navi Mumbai for help but car not found. Then after some time I received the RTO reply for its theft. Also I closed the car Loan by taking another Personal Loan. After this I submitted all the documents & both the original keys of the car to the Bajaj Alianz representative Mr. Anand/ Mr shereesh. Now two weeks back a reply has came that they cannot process the claim since A) to me (current owner- Pradeep Kumar Sharma) I didn't have a valid Insurance-Contract with them & B) to original owner (Mr Mafatlal J Shah) that MR M.J.Shah didn't have Financial/ Insurable Interest. Note:- Mr M.J.Shah has intimated & claimed for the insurance on behalf of me on humanitarian grounds to help me out from this crisis, he didn't have any legal interest in it. Facts (for which I have all the proofs) :- A) Car was fully insured at the time of theft. B) Car was theft/ Stolen proof's C) Car was finally purchased by me D) Car paper transfer was signed (by the original owner & current owner), ready and going to be submitted to RTO. Can any body help me in this regard. I am ready to go in the consumer court, please help me.
Pradeep Kumar Sharma ([protected]) ([protected]@yahoo.co.in )