[Resolved] CIBIL Credit Report — CIBIL CREDIT REPORT | |
There are two credit bureaus that maintain your credit data in the country now, the prominent among them is CIBIL or Credit Information Bureau (India) Ltd. The newly notified Credit Information Companies Regulation Act , 2005 (CICRA) gives a consumer several rights with regard to credit bureaus. 1) First you should approach CIBIL (www.cibil.com) to get a copy of your own credit report. This right is given to you by CICRA. Make the request officially in writing and get an acknowledgement for your request. 2)This report will then outline what exactly is reported by the bank in respect of your credit account and enable you to take action accordingly if there is any error in the reporting. Specific measures have been provided in the CICRA for the consumer to raise a dispute in respect of any wrong reporting with a time bound dispute resolution mechanism that has been built in. You can take up the matter with the concerned bank by posting a complaint on their website and keep proof of that with you. If there is no response from the bank within 15 days, you can lodge a complaint with banking ombudsman (www.bankingombudsman.rbi.org.in). Was this information helpful? | |
Aug 13, 2020 Complaint marked as Resolved | |
734 Comments | |
Comments
dear sir madam
i have applied for cibil report about 10 days ago
my name is b. mahender reddy from hyderabad
till now i have no reply from your end
kindly update
i have applied for cibil report about 10 days ago
my name is b. mahender reddy from hyderabad
till now i have no reply from your end
kindly update
DEV
MY ADDRESS AND ACCOUNT NO: NOT CORRECT-REG-control No:[protected].
Respected Sir,
With reference to the above, we had applied Educational loan to Mr. A.Jeevanantham S/o A.Saravanan through State Bank of India. But unfortunately in the information report says the Address stating about 3-392 Laksmipuram Stone House pet Nellore Andhra Pradesh is not my address as well as the Credit Card statement written off particulars reflecting in the cibil report, also is not my A/c. This is for your kind information and we request you to kindly verify and correct the same to enable us to speed up the loan processing at the earliest.
A.Saravanan
Respected Sir,
With reference to the above, we had applied Educational loan to Mr. A.Jeevanantham S/o A.Saravanan through State Bank of India. But unfortunately in the information report says the Address stating about 3-392 Laksmipuram Stone House pet Nellore Andhra Pradesh is not my address as well as the Credit Card statement written off particulars reflecting in the cibil report, also is not my A/c. This is for your kind information and we request you to kindly verify and correct the same to enable us to speed up the loan processing at the earliest.
A.Saravanan
SIR I HAVE REGULAR REPAYMENT OF MY PERSONAL LOAN FOR THE YEAR 2009 .BEING A GOOD REPAYMENT RECENTLY SOMEHOW MY NAME SHOW IN CIBIL AS DEFAULT IN CITY FINENCE BANK.I DONT GET CLEAR CONFIRMATION FROM BANK.
MY LOAN ACCOUNT NO. 13569741
MY NAME IS UTTAM CHAND JAIN
CONTACT NO. [protected]
KINDLY REPLY TO HELP ME.
MY LOAN ACCOUNT NO. 13569741
MY NAME IS UTTAM CHAND JAIN
CONTACT NO. [protected]
KINDLY REPLY TO HELP ME.
sir
i shaik mohammad gulam nabi saheb from bhimavaram (andhra pradesh)
applaid for home loan and personal loan, but they rejected for loan becaue of cibil repot. so, please send my credit report with whole loan details.
thanking you sir/ madam
my mail i.d. [protected]@rediffmail.com
i shaik mohammad gulam nabi saheb from bhimavaram (andhra pradesh)
applaid for home loan and personal loan, but they rejected for loan becaue of cibil repot. so, please send my credit report with whole loan details.
thanking you sir/ madam
my mail i.d. [protected]@rediffmail.com
Wrong credit entry
wrong credit entry
1. I am Francis from Bhadravathi Karnataka, . Recently I applied for credit card from syndicate Bank Bhadravathi karnataka, however my credti card application was rejected citing the reason that I have no any crdit card but i haved all ready 2 credit card in my pan no ACCOUNT as shown on my CIBIL credit information report. I have been told tha I have no any credit card on my name, which actually I am not holding. Now, as per the CIBIL, these two cards have been issued by some bank but that bank name as not showing that infomation
2. On getting the above information from the CIBIL report, I have intimated the bank about the discrepancy in my CIBIL report which is mentioned above. The bank has getting cibil repot to me credit cards against my PAN card and the discrepancy is from CIBIL side. acttuly my name is Francis my pan no is
AAKPF1608F, BUT The cibil repot is showing the name is Joseph Alwyn Francis on my pan no, so please help me who is that person and please correct account on my pan no My name is FRANCIS, Father name is JAYASHEELAN, DOB IS[protected], ADRESS IS FRANCIS, DOOR NO NC 47, NEW COLONY BHADRAVATHI, SHIMOGA, KARNATAKA, 577301, Control number is 44, 72, 27, 408
Read comments Credit Cards
wrong credit entry
1. I am Francis from Bhadravathi Karnataka, . Recently I applied for credit card from syndicate Bank Bhadravathi karnataka, however my credti card application was rejected citing the reason that I have no any crdit card but i haved all ready 2 credit card in my pan no ACCOUNT as shown on my CIBIL credit information report. I have been told tha I have no any credit card on my name, which actually I am not holding. Now, as per the CIBIL, these two cards have been issued by some bank but that bank name as not showing that infomation
2. On getting the above information from the CIBIL report, I have intimated the bank about the discrepancy in my CIBIL report which is mentioned above. The bank has getting cibil repot to me credit cards against my PAN card and the discrepancy is from CIBIL side. acttuly my name is Francis my pan no is
AAKPF1608F, BUT The cibil repot is showing the name is Joseph Alwyn Francis on my pan no, so please help me who is that person and please correct account on my pan no My name is FRANCIS, Father name is JAYASHEELAN, DOB IS[protected], ADRESS IS FRANCIS, DOOR NO NC 47, NEW COLONY BHADRAVATHI, SHIMOGA, KARNATAKA, 577301, Control number is 44, 72, 27, 408
Read comments Credit Cards
hello sir,
i have applied personal loan. everything is fine but at last they people said that your name is in cibil so you dont get the loan.
sir, at my bad finance position i was pay the settled amount for that i m having all the noc letter from bank. but they dont want that.
sir now i want loan but any bank is not giving. sir please suggest how can get a loan
regards
vasant h parmar
i have applied personal loan. everything is fine but at last they people said that your name is in cibil so you dont get the loan.
sir, at my bad finance position i was pay the settled amount for that i m having all the noc letter from bank. but they dont want that.
sir now i want loan but any bank is not giving. sir please suggest how can get a loan
regards
vasant h parmar
My name is Arabinda from cuttack.I have cleared all my dues to BOB card by December 2007.BOB card vice president gives me in writting that my account is closed by DECMBER 2007. However on applying a study loan to SBI 0n SEPTMBER 2010 they denyed me that my name is CIBIL data report as setteled. After close of a account how my name shown in CIBIL data by this way credit card harrased the genuin customers in other ways.
Hi,
I applied for used car loan from TATA CAPTIAL in 2008, The loan got approved and they asked to sign the documents and ECS from my bank which I did. Once I get the Hypotication done they said they will issue me the DD. They took the Hypotication but never issued me my DD. I filed the case in the court and its still going on. They even took 4 ECS from my bank... now I am applying for home loan and CIBIL report is showing this due, I have to explain all the fraud done by TATA CAPTIAL and I have to show my court papers for them to consider my application for home loan, , , How to remove this from my Cibil Report until the judgement any suggestion will be greatly appriciated
Raj
I applied for used car loan from TATA CAPTIAL in 2008, The loan got approved and they asked to sign the documents and ECS from my bank which I did. Once I get the Hypotication done they said they will issue me the DD. They took the Hypotication but never issued me my DD. I filed the case in the court and its still going on. They even took 4 ECS from my bank... now I am applying for home loan and CIBIL report is showing this due, I have to explain all the fraud done by TATA CAPTIAL and I have to show my court papers for them to consider my application for home loan, , , How to remove this from my Cibil Report until the judgement any suggestion will be greatly appriciated
Raj
I had applied for a personalloan form HDFC, but the same was rejected due to CIBIL report. According to CIBIL I have some credit card amount written off in my account; I do not own a single credit card.
Can somebody help me? What is the procedure to go with this? Does the remark on my account mean I will not be able to avail loan for the rest of my life?
await some help
Manjunath
Can somebody help me? What is the procedure to go with this? Does the remark on my account mean I will not be able to avail loan for the rest of my life?
await some help
Manjunath
I WANTS TO CHECK MY ACCOUNT STATUS FROM PUNJAB NATIONAL BANK, HOW TO DO?
Dear Sir
I am an Ex Serviceman from Air Force.
Referance is made to my loan A/C No.13388356 of CITI Financial and[protected] of India bulls which was paid in full and account was closed on 31.08.08.of course few payments wsre delayed due to some unavoidable circumstances by Cheque Bouncing. My Name is still Reflecting in "CIBIL Software"
Sir I Am not able to avail any type loan facality from any BankOR Any financing authorities. Pl. look in to the matter and help me by removing my name from CIBIL List and revert the same With my Credit Report as soon as possible by keeping my grown up children future in mind. My Personnel Detail is as Under.
Name-Kuldeep Tripathi
Fathers name-Sh-Purushottam Tripathi
Date Of Birth[protected]
Thanks With Best Regards
Kuldeep Tripathi
[protected]
305 Adarsh Nagar JK Colony Jajmau Kanpur 208007
I am an Ex Serviceman from Air Force.
Referance is made to my loan A/C No.13388356 of CITI Financial and[protected] of India bulls which was paid in full and account was closed on 31.08.08.of course few payments wsre delayed due to some unavoidable circumstances by Cheque Bouncing. My Name is still Reflecting in "CIBIL Software"
Sir I Am not able to avail any type loan facality from any BankOR Any financing authorities. Pl. look in to the matter and help me by removing my name from CIBIL List and revert the same With my Credit Report as soon as possible by keeping my grown up children future in mind. My Personnel Detail is as Under.
Name-Kuldeep Tripathi
Fathers name-Sh-Purushottam Tripathi
Date Of Birth[protected]
Thanks With Best Regards
Kuldeep Tripathi
[protected]
305 Adarsh Nagar JK Colony Jajmau Kanpur 208007
Hi,
I write this mail to CIBIL, Because I m very harassed from the
CIBIL report due to wrong information given to bank.
""My name is Kamlesh Prasad Vishwakarma, I was taken car loan from HDFC and I made all my outstanding clear in Mar-2010, I got NOC letter from HDFC also in same time, but CBIL report has yet not being updated.
Recentely I have applied some other loan from SBI, but as per CBIL report my name is reflecting in dues holder list,
HDFC has already being given information for closer of our agreement but CIBIL has not updated.
My request is with Cibil pls update yours records and it should not be shared wrong information in future.
Regards
kamlesh
I write this mail to CIBIL, Because I m very harassed from the
CIBIL report due to wrong information given to bank.
""My name is Kamlesh Prasad Vishwakarma, I was taken car loan from HDFC and I made all my outstanding clear in Mar-2010, I got NOC letter from HDFC also in same time, but CBIL report has yet not being updated.
Recentely I have applied some other loan from SBI, but as per CBIL report my name is reflecting in dues holder list,
HDFC has already being given information for closer of our agreement but CIBIL has not updated.
My request is with Cibil pls update yours records and it should not be shared wrong information in future.
Regards
kamlesh
I wrote this main to CIBIL, Because I m very harassed from the
citibank . I was the good customer of bank, but there is dispute in same payments of 4400/- and they put my name in the CIBIL.
""My name is Dinesh Agarwal I want the CIBIL Credit Repot of mine, Becasue my name is in the defalulter list of CIBIL.
I had applied for a loan from some other bank, Bank denied my request because of my name catch in the CIBIL List.
Please help me i m very harassed these days.Please give me the hard or soft copy of the report.
I need on urgently basis. because I have doubt
Why the CITI bank share my name with CIBIL, just for 4400/- Rs. Without any intimation to me.
I made all my outstanding clear with 4400/- Rs, but the CITI BANK will not in the mood to provide me the
no dues certificate and the CIBIL Credit Report.
Please provide me the details.I m very harassed form the bank side.""
If the bank shared my name with the CIBIL why the bank will not share the Credit report of mine with me. .
Dinesh Agarwal
citibank . I was the good customer of bank, but there is dispute in same payments of 4400/- and they put my name in the CIBIL.
""My name is Dinesh Agarwal I want the CIBIL Credit Repot of mine, Becasue my name is in the defalulter list of CIBIL.
I had applied for a loan from some other bank, Bank denied my request because of my name catch in the CIBIL List.
Please help me i m very harassed these days.Please give me the hard or soft copy of the report.
I need on urgently basis. because I have doubt
Why the CITI bank share my name with CIBIL, just for 4400/- Rs. Without any intimation to me.
I made all my outstanding clear with 4400/- Rs, but the CITI BANK will not in the mood to provide me the
no dues certificate and the CIBIL Credit Report.
Please provide me the details.I m very harassed form the bank side.""
If the bank shared my name with the CIBIL why the bank will not share the Credit report of mine with me. .
Dinesh Agarwal
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HEMANT KUMAR