[Resolved]  Aviva — A BIG CHEAT

I agree with you..These AVIVA people are fraud. They cheat us by selling their product. Even their representative don't tell us everything. who the hell are approved their product when they know the products are only benefit to them by using public fund.

One of their representative come to me and insist to invest. I specially told them no to any Insurance policy as I have already from LIC. Besides this their representative sale ULIP product telling it's only 1 time investment and return would be good as like Mutual Fund. No need to pay any more premiuem if I dont wish to do so. In this conditions i told him to ahead. Surprisingly I recd the policy document after 6 months of time. On inquiry I found he kept the policy document with him. the Policy name is Safe Guard.

thing gone well until the next premium date is come. I got a notice from AVIVA for the same. I just ignore it thinking as it's normal and didn't pay anything at that moment. After 24 months I got a call from AVIVA for the policy to reinstate talking with that guy I came to know that I'll not get anything if I don't continue for atleast 3 policy year. Surprisingly this is new for me. I inquired this about that representative about this and he is ignoring my call. Now I understand how I've been cheated by these AVIVA Representative. to save my 1st premiums the AVIVA people suggest me to pay 2 more policy year so it'll become 3 policy year. After that it's not required to pay anything if I've any fund problem..

My premumim is 40000 per year which is very big amount for me to payment every year. It's very surprise how IREDA approving their policy. It's seems Govt. of India want to cheat every people like us as IREDA is a govt organization who is controlling all these Pvt Insurer. Why they approved their policy.

I agree with you all. We should all get together and file a PIL in supreme court against all these cheat. I am willing ti take the lead. Please email with details. Anil

let us fight this together, and I am willing to lead. Please send your details to me. Anil

File a complaint to consumer court.

Refer to Act: THE CONSUMER PROTECTION ACT, 1986

I am also with you guys. AVIVA has no business ethics and they (along with their representatives) do care for only trapping more and people and relieving them of their hard-earned money.

Even I have a couple o[censored]LIP policies from AVIVA. annula premium summing up to the tune of Rs. 54000 per year. One is in its fourth year while the other is in it's third. They practice to send the policy documents later than the 15 days evaluation (window) period. I fell into the trap after being convinced with the false commitments made by the sales guy. He committed that I can partially withdraw once the policy completes three year. But the document showed that lock-in period as 11 years. When I checked with the guy he assured me that he will get it done. Afterwards he vanished like any such cheat does. When I sent my concerns with AVIVA customer care, I got an assurance (as usual), that AVIVA has took my concerns seriously and will revert after due investigation. But after a full quarter, I am yet to hear from them.

Let us take a joint call.

It's not sufficient if we all shout here in public board.. Let's do a campaign and file to the Supreme Court. We'll definitely get judgment from our Law. They cheated us like Natwarlal, Charlse Shobraj and many others. When these people are behind jail now, why can't Aviva.

Let's do start with proper planning and also hiring a lawyer to handle this case.

It seems there are lot of complaints from people regarding AVIVA, well Sachin should rethink, he did a campaing for HOME trade which ran away with peoples money.

First of all there is so much of hidden costs and for the sake for fund management, but i dont see my money growing even after three years, what kind of fund managers do they have..

well i have made a complaint and so can you, but this is India (TIA as said in blood diamond) nothing seems to happen for the common man, the loot is going on by people sitting in AVIVA.

http://www.irdaindia.org/

http://www.irdaindia.org/grievancescell.htm

Help yourself

The only way around as i see is that i have to live the next 20 years(3 of which have passed) to see my money, hoping that i get what i have invested, forget the interest.. we are just paying interest and charges to AVIVA

Hi All,

AVIVA is a bif cheater company. please do not invest in Aviva.
Myself Om prakash Gupta my cell number is [protected]

Aviva company came to my office thru Indusind Bank and explained me Pention policy and after got satisfy with the terms and condition of pention policy i gave them 25000/- cheque on july 2009 and later after apraoching to Indusind bank and Aviva i did not recieved my Bond. called so many times on the mobile number of person who has taken the policy thru me he has not respnonding me properly and also talking to me very rudely. When i go to Indusind bank they send me to Aviva..after getting frustrated from Both of them i called customer care and thru them i got the Postatl address of Aviva gurgaon head office and sent one written letter thru Regd AD for the Bond and after sending letter and talking to customer care i got the bond on 22nd july 2010. and it was surprising factor that executive explained me pention plan and now i am receiving safe guard policy.
I got to know this is the reason they were not sending the bond... now as per the agreement i have 15days timer period so i return the bond back to Aviva on 29th july 2010 and asking them to return my money back.

But now i am looking forward to register the legal complaint against the company.

Thanks,

Om prakash gupta

Yes AVIVA is worlds biggest cheater and begger. They even do much worst for money. Why don't we all file complaint against AVIVA in IRDA
My email is
[protected]@gmail.com

W. Arnold Dhayakaran