[Resolved]  Bajaj Allianz General Insurance / Car Insurance — CHEATING/fFRAUD

I bought the TATA INDICA VISTA QUADRAJET AURA on 31st January, 2009. Bajaj Allianz issued me the cover note on the same day i.e. BZ[protected]. I issued a cheque of Rs.14039(Cheque no-356593), HDFC BANK. But the problem started when i went to the BAJAJ ALLIANZ office to get my policy. They didnt have any record of it. When i queried a lot, then they replied in a cold tone that the premium amount that you signed the cheque for was less. I got panicked as i drove the car without insurance for 3 months. When i again visited them, they are now asking for RS.19564 as premium with my car valuation going down by RS.20000 and the surveyor will inspect the car.

So, I am looking to register the complaint against BAJAJ ALLIANZ regarding it as how they issued the cover note to me. Also, one of the executive, named Vikas, from BAJAJ ALLIANZ, PATNA visited me and showed me the carbon copy of my cover note which is to be kept with the insurer. But, the matter written on it is entirely different i.e. they forged the document.

A strong nexus that is brewing between the banks and the insurance companies and banks who are financing the car are compelling the customer to buy the policy from them. Here, in my case, it is HDFC BANK and BAJAJ ALLIANZ and cheating the people on the name of cross selling.