[Resolved]  Standard Chartered — Card Closure Issue

Hi,

Three years back i was having a standard chartered credit card with some balance. I have paid the balance on the last day and asked them to close it immediately. But to a surprise i have got a statement after one month with late payment charges Rs 600 and still card was not closed. I wrote a mail to them clearly that i wouldn’t pay the late payment charges as i have paid everything on the last day.

But they did not even respond anything. Since i was in US that time i couldn’t call them so i wrote them a email, which i hold a proof. Later after an year i got a statement which was showing Rs 3000 as balance (Late payment charge on late payment charge). I had again wrote an email that i cannot pay that.

After coming back to India, recently i had applied for a Car loan in ICICI. They came back and said that in credit report on my name there was a balance of Rs6000 reported by Standard charted to RBI.

I have problems now when i apply for a credit card or take a loan and it is causing lot of pain for me. How to remove this from my credit report. It is causing pain for me even though i have cleared all my dues.

Please help.

Regards,
Muthu