[Resolved]  CIBIL — Personal Loan

Sir,
Hi my name is Sheetal Bangera and i needed personal loan for marriage. We have approach many banks for personal loan as whe you need loan you just dont approach one bank. I went online and applied for loan my requirement was also not thet high it was just 3lakhs. I had also applied for home loan which has not yet being approved as it is still in process. I have credit card with citibank and standard charted with the credit limit of 106000 each and also with icici and hdfc with 50000 and 62000 credit limit. I apporach bank and they denied my loan coz they said becoz you have applied for loan form many bank so they have denied by cibil. Knw my question is when i person is in need will he also not approach bank thing that this is will also com in cibil that we have applied. Also if you can chek tht we have applied you can also see if the loan is approved or not you just cannot deny a person loan coz that person has approch many bank for loan. which according to me is not justifiy. You can chek my creditability i have a very good bank status and i want you to clearly what ever record is there from you site as i would like to apply for loan i just dont wanted to get reject sayin that i have approached my bank which does not make sence.
You may contact me on [protected]

Thanking you,
Sheetal Bangera

Dear Sir/Madam,

Please let me know the best way to come out of defaulter list. As I need to apply loan for my sister's marriage. I do agree that we did not made the payment on time or the full payment as per scheduled payment amount and If you see in bank aspect they are not in loss as we had covered the principal amount and the interest part they give huge amount as interest. Even most of the banks are not acting according to RBI rules regarding the interest part. However, my humble request is after setteling the loans/cc bills. kindly remove the customer's name from the defaulter's list as they can apply further.

Kindly look in to the issue and let me know the process to get out of defaulter's list.

WarmRegards,
Rohit

Sir,
I have applied for a personal Loan. I am surprised and shocked to learn from the said Credit Authority that there are two PL s and Credit Cards overdue in the Cibil Records. My knowledge regarding this is very clear and transparent that I have two Personal Loans and they are running very smoothly without any defaults till date in paying the EMI s. I agree this fact regarding the Credit Card issue. Hence I need clear information regarding the Personal Loan, which is being recorded as overdue. I want this issue to be resolved right away because it is badly affecting my proposed personal Loan, for the said discrepancy in the Data uploaded in The Cibil Record


thanks&regards
kedar
[protected]
[protected]@rediffmail.com

HI ALL,
I WORK FOR A COMPANY CALLED DEBT DOCTOR(MANAGING FINANCIAL BREAK DOWNS).WE HELP U TO GET SETTLEMENTS, HANDEL YOUR COLLECTION CALLS, REMOVE YOUR NAME FROM CIBIL, IMPROVE ON YOUR CIBIL SCORINGS..CONTACT VINDHYA[protected]

From
A.Radhakrishnan
19 Royar nagar,
Avarampalayam Road,
Coimbatore - 44

To
CIBIL.COM

Dear Sirs,

MY PAN No. ADXPR2672R I wish to inform you that, I Proposed to apply Housing Loan, we Need the Reqd details as below:-

Loan Amount - @ Rs.1, 00, 000/-
Personal Loan
Loan Starting Dt.19/03/2008
Loan Closed Dt.05/09/2008
My Last Payment Dt.19/03/2008
Reported Dt.31/12/2010.
Current Balance – 0
Status- Written off

CIBIL had mentioned for the above loan status written off why? Kindly furnace Bankers Name and Account No. inform to me immediately.
Thanking You,

Yours faithfully,

A.Radhakrishnan.

I AM TRYING TO APPY FOR A LOAN WITH A FINANCIAL INSTITUTION AND I AM TOLD THAT THERE IS A PERSONAL LOAN OUTSTANDING OF OVER INR 23, 770..WHICH IS COMPLETELY WRONG AND HENCE WISH TO DISPUTE THIS.THIS IS AFFECTING MY RELATIONSHIP WITH THE BANK AND HENCE REQUEST YOU TO LOOK INTO THIS URGENTLY.

I am trying to apply for a loan with a financial institution and I am told that there is a personal loan outstanding of over INR 23, 770.. Which is completely wrong and hence wish to dispute this. This is affecting my relationship with the bank and hence request you to look into this urgently.