[Resolved]  HDFC Bank — deduction of depository charges

DEPOSITORY CHARGES Jan’[protected]


I have been using the HDFC BANK ACCOUNT since last four years and at the time
of opening it was salary account and they made us feel the DEMAT Account which
they told will be free.


But now I can see that the amount of 842.70 is deducted on 12 Feb 2015
mentioning "depository charges Jan’[protected]


I want to know why this deduction is happening as there was no prior intimation
from HDFC bank.

At the time of opening account, they said it’s free of cost and later they
start deducting the money though the user uses the account or not.


I have not even logged in to DEMAT account since last 4 years and was not even willing
to take it, but they forced and told that it is free and no deposit will be
required and charges will be deducted


I want my money back with a valid explanation as to why the amount is deducted
from the account directly without informing the account holders.


Look into the issue at the earliest and revert my money back to me as it is
hard earned money.


Do revert me back on [protected]@gmail.com

This is new fashion of steeling money, which have started by HDFC bank... the way they are doing business is completely illegal.
Every moth EMB 393.26 Rs charges is deducting, whereas my account is salary account, and can be maintained as 0 balance.

This month they have started depository charges of 842.70 Rs, I never had any idea that amount can be deduced at depositing also.

I am under trap taking a loan from HDFC and no EMI has been bounced. I am neither able to close my account, nor to maintain.

Whenever I am asking I am ready to pay outstanding amount of my loan they are coming with up a figure which I didn't took. I took only 2 Lakh Rs, already 1.5 Lakhs total EMI paid. If I am asking about outstanding amount they are are telling I have to pay nearly 3 Lakh, reason is they are taking fine for pre-mature loan closing. But during taking loan I was assured by them that If am paying outstanding after 1 year no extra amount need to pay by me.
But after giving EMI for 2.5 Years still they are claiming for fine with ridiculous amount.

Now I am situating at aboard, hence for me visiting a nearby bank at India is impossible for me to get resolution.

My Friends, I am a victim to be an account holder in HDFC.
They are not providing banking service, but doing robbery.

revert me for any concern @ subhajit.[protected]@gmail.com; Ph No +[protected].

Regards,
Subhajit Paul

An amount of 561. was deducted from my savings account on 14 may 2015 under the header of depository charges.

I want my money back to my account.

An amount of 561 was deducted from my savings account on 14 may 2015 under the header of depository charges.

I want my money back to my account.

did i any1 found solution for i have same issue we should let it go like this or should i close giving those -3000 charges.

Hi team,
An amount of Rs.570 got deducted from my salary account (HDFC Bank). I have never used the DEMAT Account for last 5 years. And now I want my Money back, could you please help me here.

FYI..
DEPOSITORY CHARGES AUG[protected]

With Regards,
Loka Mahesh g..

Please see here

http://www.hdfcbank.com/personal/products/demat/demat-account

Looks like they are charging 750 + 14% tax = 855 on demat annually if no transaction done. My account also got debited and on investigation found this information. First year demat is free and no one tells actual charges while opening account. Don't know what other banks charge for this.

Same happened with me also HDFC had deducted 858.75 from my account by saying it as DEPOSITORY CHARGES although i am not using any Demat account.

I want to close my account now.They are cheating there customers and is the worst bank to trust upon now.
The same issues is happened to me. But the above explanation does not satisfied me as well while giving demat account from bank they told its absolutely free and you will not be charged for this. I told them I don't have any use they told keep this and now they deducted the amount with prior permission which feels me that bank has cheated with me. Also I havn't got any message on my mobile registered with bank regarding that transaction which shows bank wants to take my money silently if I haven't verify my statement online.

This is in reference to the transaction made from my account without intimating me by hdfc bank.
Summary : DEPOSITORY CHARGES NOV[protected]
Reference :[protected]
Date :14 Dec 2015 Amount : 858.75/-

Amount rs 572.5 deducted from hdfc account stating depository charges without any mention to this deduction earlier.

Fraud Call and Hijacked Debit card

Hi, On Oct 2nd, I received a fraud call and they blocked my atm and have debited Rs.8000 and the amount is credited mumbai oxicash-billdesk. Kindly check with this centre and as they have cheated many people.

Credit Card Disapproved

Applied date : 30.9.2014 Application Ref Num:[protected]s2 Shahin customer care excutive from HDFC has promised me that i will credit card, pls update me the status

Complaints on Offers

I am using HDFC Credit card for the last two years at the time of stating they attracted me for huge offers but they did not provide any offers finally, even EMI Facility is also not there in my Credit Card.
Dont use HDFC Credit Cards.

Same problems for my Demat and now Savings account. A bank should not charge without informing the customer so that customer can take informed decision whether to stay with the bank or quit.

Can a customer withdraw all money (except say Re 1 or some minimum amount) from the bank and forget about it?

So did any of you find a solution to this?