One of the improvements in Indian banking is the feature to make a cash deposit in any branch of a bank anywhere.

I have used the facilities of State Bank of India, HDFC Bank, IDBI Bank, and Union Bank and ICICI Bank.

All the above banks except ICICI Bank provide you with instant credit at zero charge .

ICICI Bank surprises you with a minimum charge of Rs 100 /- and an additional charge of Rs 5/- per 100 + a service tax of 12.24 %, the time required to credit your account is a minimum of 2 hours . They title it as Any Where Charge (AWN)

Dont make the mistake of getting a sensible or a coherent response from the ICICI bank staffers . Most dont have a clue and show you a small A4 size printout that states that the rule was in force since 01 August 2006.First deposit for the month is FREE and all subsequent deposits you fork out their exorbitant fees to make a deposit in cash into your account at a Non Base branch (for the common person it means any other than the branch where you have your account ) . --- Can you beat it ?

PS : Remember this when you see Shahrukh Khan on TV this is one of the methods ICICI uses to pay SRK's professional fees