[Resolved]  ICICI Prudential — ICICI Prudential - A Big Mistake

Address:

Mumbai City, Maharashtra

ICICI prudential policy
Policy Number:[protected]Lifetime)
I had taken an ICICI prudential policy in 2006 and was to pay premiums regulary through ECS for 3 yrs.
But even after 3 yrs they kept deducting money from my account so i stopped the ECS now started receiving SMS & calls asking me to pay 27000/- due else the policy will be foreclosed. My policy is already on a payment holiday (meaning that i have paid premium for 3 yrs which was as per the rules and after that i dont have to pay anything and can keep the money to get Interest. actually i paid for 4 yrs.

Even after raising the issue several times i kept getting calls from them so i finally decided to close the policy which after 5 yrs i will not be charged any exit fee but the great company is so hungry for money that the have deducted 10% charges from the final amount that i received. I had put my money in the protector an preserver funds so there is no question of market linked losses.

As if this was not enough, now after i have closed the policy ICICI has my number in their marketing directory and i get a call almost everyday "Sir Investment karna chahenge" and some of the callers are abusive too when i refuse here is the response.. "lecture kyon de rahe ho.. phone nahi rakhunga"

one request to everyone, if you want peace of mind dont go for ICICI