[Resolved]  Reliance Life Insurance — Cheated and take my money

Address:

Pune, Maharashtra

Some days before I got call from Reliance Capital regarding loan, but there is one condition, if I want to take loan than I have to take Reliance Life Insurance policy, than only they can give me loan amount. There explain me plan ( I have to pay 45000/- rupees till 5 years , after 15 years I will get maturity amount 12,000,00/- and above, from that amount they can deduct loan amount and rate of 7% amount and balance amount cheq they will give me, they was offer me loan amount 7,35,000/-, I needed loan very much urgently that’s why I take this policy and if I take this policy there is no monthly EMI because, they was deducting loan amount from maturity amount, I was very much happy to here this plan, that time I was not have single rupees, but I arrange 45000/- and I taken policy from Reliance Life Insurance 21st of November 2012, I got document from Reliance after 10 days, but in that document they was not mention about loan as well as amount was different, and all paper is different, than I call Reliance Customer Care, they explain me plan that plan is very much different , again I called to Reliance capital office they said Reliance customer is not up dated this plan because its new plan it will take time to upgreat , and I told them what amount u told me that amount and what document I got that amount is all different, that’s was I told them I am going to cancel this policy they said its TRY terms and condition we can’t mention all details in document i[censored] want loan amount than wait till 45 to 65 days, I needed money that’s why I waited 65 days also, but I never got any cheq from Reliance capital, I was started calling to Reliance capital office they was not taking my call and they gave me personal number also, but nobody was taking my call and may be they put my number in black list, I needed loan amount that’s why I was calling them so many time but nobody is helping. That’s why I call Reliance for cancel my policy but they said they can’t cancel this policy because if customer want to cancel policy in 15 days only after 15 days they can’t cancel my policy. Reliance people is making fool to customer to open a Reliance Life Insurance policy because what plan they are sealing that Reliance money back plan nobody is takin because there no profits in this plan that’s why they are telling about loan, Now days everybody needs money, even I also needed money that’s why I take this policy, because of loan. I send so many mail to Reliance Life Insurance but no response from them, I am very much frosted, I am not from rich family, I loss my 45000/- rupees, and nobody is taking my complete because Reliance is very big company, nobody is going against them, can u ple help me. I want my full amount back from Reliance Life Insurance. That’s all I don’t want anything else from them.