[Resolved]  Shriram Chits Pvt Ltd Chikadpally Branch — harasses in unofficial hours for payment

Address:

Hyderabad, Andhra Pradesh

I .Mekala Dayakar Reddy S/o M.Ram Reddy aged 28 occupation business R/O H.No 2-9-162,SriRama Colony,Uppal,Hyderabad. would like to submit a few lines for consideration and to take necessary action.

I here by submit I am the customer of ShriRam Chits Pvt Ltd Chikadpally Branch. I have chits of value 5,00,000 (FIVE LAKS) with Group no CHLL 19 with Ticket no 08 and a 10,00,000 (TEN LAKS) value with Group no CHLS11 with Ticket no 31 Both the chits have already finished half of the tenure. I have Shriram Life Insurance with unit linked plan with Policy no.LN[protected].I have already paid 1,00,000(ONE LAK) for the insurance policy. I have two cash deposit bonds one worth 1,50,000(ONE LAKH FIFTY THOUSAND) and the other of 50,000(Fifty Thousand) with shriram City Union Finance Ltd They have deposited two Lacks as security deposit for future installments of the Chit.I have been introduced to Shri ram through an agent named Satyanarayana with Agent/Broker no 3371S0024.All these transactions were done through him in his presence.

From the day one the branch manager and the deputy manager were least concerned about sending intimation letter or making calls to intimate details regarding the payment made or to be paid. They have issued passbook. They never entered any records of the payment made in the pass book. Without intimation of the due payment they would send the above said collection agent Balanjaneyulu to my house for recovery of the installment .This person balanjaneyulu has a very rude behavior he comes early in the morning at 8.00-8.30 A.M and asks for payment. Many a times I have made payment in spite of his rude behavior and harassment. Couple of times I complained about the rude behavior and harassment of balanjaneyulu to my agent SatyaNarayana Even then there was no change in the attitude of Balanjaneyulu.

From last one month I was out of the city on a business trip. I have the records of my travel and the accommodation to support it. So I could not pay a single installment due in the Ten Lacks chit Group. This month installment payment has to be paid .Still I have enough time to pay it. I have only one single instilment due in ten lacks chit other than the due payment of this month.{The Shriram chits Chikadpally branch have security cash deposit of 2 lacks to recover if I fail to pay them the instalment due).

I was Back to my home town on 25th September. On 26Th September the collection agent Balanjaneyulu called me on my mobile asking for payment. I told him to come down on Friday 30 September to collect the cash payment of the Due installments. He said to give me a Post Dated Cheque .I rejected his proposal and told him to come down on Friday 30september to collect cash payment. On 27/09/2011 at 8.30P.M(20.30Hrs) and 28/09/2011 at 9.00A.M Balanajaneylu came to my house in my absence and insisted my parents to pay back the chit installment due then and there itself. I have evidence to support that he came to my house prior to and after his Office hours on the above stated dates. my parents inspite of his harassment requested to come back on Friday 30th September and collect the due payment. but the above said person refused to leave and abused my parents in unparliamentarily language and threatened with dire consequences. My parents being aged and my mother who has already gone through heart surgery twice are very much worried and tensed about the incident. My mother intimated me about the incident. I called balanjaneyulu on 28/09/2011 at 09.21A.m and asked what was his problem and later on dropped his call in two minutes and I was on my work.

Balanjaneyulu in a preplanned way lodged a false allegation in Chikadpally Police station stating me abusing him in unparliamentarily language on the grounds of caste and creed. All this scenario created by him is a preplanned. He is seeking support from the leaders of his community and wanted to drag me behind bars.

The collection agent harasses us by coming to my house in unofficial hours argues with my medical ailing parents and threatens us with dire consequences and later makes false allegations on us in the police station.

Kindly do the needfull help and do justice to me and my medical ailing parents