[Resolved]  Tata Motors Finance — Unjustified Charges are levied

Address:

Gautam Buddha Nagar, Uttar Pradesh

I am highly disappointed and disheartened after the receipt of legal notice dated 18th August 2010 from Tata Motors advocate Chopra and Co. for the unjustified demand of Rs 13857.56 on behalf of professionally managed “Tata Motors Limited” which is known for the group of Fortune 500 company.

I remember ….. if I am not wrong , only one EMI was got bounced in the whole tenure of 3.50 years which was also even due to the fault of Tata Motors . This was probably Ist PDC . This cheque was sent for collection without even sending me the payment schedule in advance . I was learnt that no cheque would be sent for clearing without sending the payment schedule. I got this payment schedule only after this Ist PDC got returned unpaid . I request you to please go through my payment track record and see how many defaults are made by me ?

I am shocked to see the amount of Rs 13857.56 which seems to be the accumulated of Rs 200 or Rs 400 as the penalty of this above stated cheque bounce charges not paid by me . Infact, no one has asked me to pay this amount nor I have received any call for the same . Now they have sent me this notice when my all the payments schedule is going to be liquidated in the next couple of months. Rather, I was required to request for the NOC against this loan agreement.

I also remember that undersigned had visited their Noida office around the year plus back and I was told that accumulated dues are approx Rs 4200 (accumulated for one default) . I was asked to pay Rs 2100 and rest of Rs 2100 was advised to send the waiver request . I immediately issued the cheque of Rs 2100, No one ever told me the fate of Rs 2100 waiver issue.

I earnestly request you to please resolve this issue and arrange to send me the NOC once my all pending ECS are cleared in the Month of November 2010. Please understand I have made myself associated with the company like Tata which is understand to have a social friendly company instead of the company like Reliance etc. They may write to me on my below mentioned email address : Please also note that mobile no of Mr Ranveer Panwar [protected] is seems to be the wrong number which is appeared in the bottom of this notice even the address of their advocate is also confusing. I understand that this is the deliberate attempts so that reply of this notice could not be sent

Thanks for this big help !


M C Bhardwaj ( AICWA)
Krishna Bhawan
A-34 Sector 34, Noida
Mobile No [protected]